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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks, Flagler Beach — a home near Flagler Palm Coast High School.

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Sold

Sold·Closed Nov 25, 2025·86 days on market·Recent sales in River Oaks·River Oaks

1465 Lambert Avenue

Flagler Beach, FL 32136

$829,900sold priceListed at $849,800 · 97.7% of asking$236/sqftMLS# 2097538
4
Beds
3
Baths
3,520
Sq Ft
1993
Built
2
Garage
Yes
Pool

4 more homes for sale in River Oaks →Search River Oaks on the map

No HOA1.32 acresSingle Family Residence1 story

About this home

River Oaks

One or more photo(s) has been virtually staged. Welcome to your private coastal retreat in Flagler Beach! Perfectly positioned just minutes from the sand and surf, this 4-bedroom, 3-bathroom pool home offers the rare luxury of over one acre of land—a true gem so close to the ocean, not in a flood zone! Unlike the smaller, crowded lots often found near the beach, this property delivers exceptional space, privacy, and serenity while keeping you right at the heart of coastal living. Tucked away on a low-traffic street across from the scenic Intracoastal Waterway, you'll enjoy a peaceful setting with refreshing breezes and captivating views, without the congestion of busier beachside roads. Inside, an open-concept living space blends elegance and comfort, anchored by a grand, wood-burning brick fireplace—perfect for cozy gatherings. The gourmet kitchen features a large island, modern appliances, ample counters, and stylish cabinetry

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,597
Estimated total, before insurance$4,597/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,307/yr · $859/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$829,900
$165,980
Loan Term
Monthly Payment
$4,597
Principal & Interest: $4,597
Insurance (est.): $553
Estimated Total Monthly
$5,150
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 6:54 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $10,307/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 8, 2025Listed$849,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
82 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$515,990$2093/32,468250.2
60 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$520,990$1883/32,7661040.2
89 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$585,990$1855/3.53,1611980.2
90 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAMar 2026$570,490$2024/3.52,822230.2
57 Pegasus Road, Flagler Beach, FL 32126Listed by CENTURY COMMUNITIES OF FLORIDAJun 2026$549,990$1745/3.53,1611550.3
62 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAApr 2026$559,990$1984/3.52,8233260.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,800
Price / Sq Ft$241
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,520
Total Structure Area4,413 sq ft
Acres1.32 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryOld Kings
MiddleBuddy Taylor

Community Information

Address1465 Lambert Avenue, Flagler Beach, FL 32136
Area601-Flagler County-North Central
SubdivisionRiver Oaks
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size57,499.2 sq ft
Lot Dimensions600x99
Parcel Number1112315325000000400
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Rented, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Free Standing, Wood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesOutdoor Shower, Storm Shutters
Lot DescriptionMany Trees, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Screened
FencingFenced, Chain Link
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 8, 2025
Days on Market86
Tax Amount$10,307.28
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Sold by: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks

River Oaks is a neighborhood in Jacksonville, FL (Flagler County), ZIP 32136.

View all River Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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