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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek North, Jacksonville.

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Sold

Sold·Closed Aug 13, 2025·6 days on market·Recent sales in Mill Creek North·Mill Creek North

9217 Gilmore Grove Way

Jacksonville, FL 32211

$365,000sold priceListed at $365,000 · 100% of asking$236/sqftMLS# 2097311
3
Beds
2
Baths
1,548
Sq Ft
2019
Built
2
Garage
No
Pool

3 more homes for sale in Mill Creek North →Search Mill Creek North on the map

HOA $54/mo14,810 sqft lotSingle Family Residence1 story

About this home

Mill Creek North

Welcome to this meticulously cared for home in Mill Creek North!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Duval County$596
HOAbilled quarterly$54
Estimated total, before insurance$2,672/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,545/yr · $379/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$282,582$231,860—
2024$283,674$233,674—
2023$294,367$232,964—
2022$274,723$224,723—
2021$208,141$208,141—
2020$195,793$195,793—

2024 property taxes (current owner): $4,545/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1372 Tripper Drive, Jacksonville, FL 32211Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$357,000$2023/21,77010.5
9243 Dale View Lane W, Jacksonville, FL 32225Listed by COASTAL CHARM REALTY, LLCSep 2026$325,000$2193/21,486460.7
2515 Eastill Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$246,900$2113/1.51,17280.7
1414 Kendall Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$316,000$1843/21,72000.7
3374 Caroline Ridge Lane E, Jacksonville, FL 32225Listed by EXP REALTY LLCSep 2026$335,000$1883/21,786130.9
8164 Parkridge Circle N, Jacksonville, FL 32211Listed by WATSON REALTY CORPSep 2026$274,000$1424/31,933181

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$236
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,548
Acres0.34 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address9217 Gilmore Grove Way, Jacksonville, FL 32211
Area041-Arlington
SubdivisionMill Creek North
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size14,810.4 sq ft
Parcel Number1207090385

Amenities

AmenitiesPlayground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Screened
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 9, 2025
Days on Market6
HOA Fees$162.5 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,544.89
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek North

Mill Creek North is a neighborhood in Jacksonville, FL (Duval County), ZIP 32211.

View all Mill Creek North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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