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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 29, 2025·43 days on market·Recent sales in Jacksonville

13312 Low Tide Way

Jacksonville, FL 32258

$245,000sold priceListed at $263,000 · 93.2% of asking$166/sqftMLS# 2096076
2
Beds
2.5
Baths
1,480
Sq Ft
2009
Built
1
Garage
No
Pool
HOA $180/mo1,742 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

Wonderful 2 bedroom 2 1/2 bath townhome in gated Verano at Bartram Park with water view. Very open floor plan with vinyl plank floors. Spacious eat-in space kitchen, stainless steel appliances, plenty of cabinets and breakfast bar. Family room opens to screened in patio with peaceful water view. Large owners suite with dual vanities and walk in closet. Bonus room would make a great at home office or playroom. Washer and dryer included. Single car garage. Home is located near the front of the neighborhood and close to amenities and mailboxes. Close to shopping, restaurants, hospital and schools. Don's miss this opportunity. Welcome Home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Duval County$400
HOAbilled monthly$180
Estimated total, before insurance$1,937/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,861/yr · $405/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,920
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$240,550$240,550—
2024$231,559$221,558—
2023$236,012$201,417▲ $19,490
2022$209,186$183,107▼ $6,923
2021$166,461$166,461—
2020$157,247$59,748▲ $5,472

2024 property taxes (current owner): $4,861/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6631 Shaded Rock Court 22D, Jacksonville, FL 32258Listed by ROOT REALTY LLCSep 2026$267,500$1443/21,85760.1
12949 Spring Rain Road, Jacksonville, FL 32258Listed by HOMESMARTSep 2026$252,000$1703/2.51,480460.1
13344 Ocean Mist Drive, Jacksonville, FL 32258Listed by RE/MAX SPECIALISTS PVSep 2026$259,900$1762/2.51,480410.1
6650 Shaded Rock Court 18C, Jacksonville, FL 32258Listed by FLATFLEE.COM INCAug 2026$240,000$1672/21,4381510.1
6642 Shaded Rock Court 18G, Jacksonville, FL 32258Listed by RE/MAX UNLIMITEDAug 2026$250,000$1632/21,536110.2
6480 Yellow Leaf Court, Jacksonville, FL 32258Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$297,000$1603/2.51,854410.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$263,000
Price / Sq Ft$178
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,480
Acres0.04 acres
Year Built2009
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address13312 Low Tide Way, Jacksonville, FL 32258
Area015-Bartram
SubdivisionVerano At Bartram Park
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size1,742.4 sq ft
Parcel Number1680850570

Amenities

AmenitiesPool, Fitness Center, Gated, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySecurity Gate

Exterior

Patio / PorchScreened
RoofShingle
ConstructionFrame

Additional Information

Date ListedJune 30, 2025
Days on Market43
HOA Fees$180 / Monthly
HOA FrequencyMonthly
Tax Amount$4,861.33
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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