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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Point, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Aug 28, 2025·26 days on market·Recent sales in Pablo Point·Pablo Point

149 Pablo Point Drive

Jacksonville, FL 32225

$500,000sold priceListed at $519,900 · 96.2% of asking$261/sqftMLS# 2094629
3
Beds
2
Baths
1,915
Sq Ft
1982
Built
2
Garage
Yes
Pool

All Pablo Point homes for sale →Search Pablo Point on the map

No HOA0.52 acresSingle Family Residence2 stories

About this home

Pablo Point

Don't miss out on one of the best locations in town. Pablo Point is a community just before the Intracoastal with no HOA and located near great shops, restaurants, Mayport and best of all the beaches and Mayo Clinic. This well maintained contemporary style Pool home is ready for your vision & personal touch and comes complete with a Split Bedroom Plan, Soaring Ceilings in the Great Room w/2nd Story Loft all over looking the Screened Porch, Sparkling Pool and Large Fenced Backyard, There's a Galley Style Kitchen w/Breakfast Nook, Spacious Primary Suite w/Ensuite Bath, Two Secondary Bedrooms and Full Guest Bath. Features: Repiped, Roof 2017, HVAC - 2023, Large Lot, Attic Storage Above Garage, Storage Below Stairs, Make this one your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, Duval County$816
Estimated total, before insurance$3,586/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,354/yr · $196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,919
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,408 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,354/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 21, 2025Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $337/sq ft; this home is listed at $271/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
165 Pablo Point Drive, Jacksonville, FL 32225Listed by JPAR CITY AND BEACHSep 2026$499,900$3373/21,483130.1
13723 Coral Drive, Jacksonville, FL 32224Listed by RPB REALTY,INCSep 2026$429,900$2283/2.51,88320.4
13415 Peregrine Street, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYSep 2026$500,000$3672/1.51,362430.4
13802 Longs Landing Road E, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$900,000$3894/22,312240.6
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.8
13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$315,000$2223/21,422420.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$519,900
Price / Sq Ft$271
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,915
Acres0.52 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryNeptune Beach
MiddleMayport

Community Information

Address149 Pablo Point Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionPablo Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size22,651.2 sq ft
Lot Dimensions100 x 235
Parcel Number1671581078
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Garage

Exterior

Patio / PorchCovered, Porch, Screened
FencingBack Yard, Full, Privacy, Wood
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 21, 2025
Days on Market26
Tax Amount$2,353.75
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Point

Pablo Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Pablo Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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