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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Springs, Jacksonville.

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Sold

Sold·Closed Jul 15, 2025·6 days on market·Recent sales in Bartram Springs·Bartram Springs

14220 Palmetto Springs Street

Jacksonville, FL 32258

$530,000sold priceListed at $525,000 · 101% of asking$186/sqftMLS# 2093789
4
Beds
3
Baths
2,850
Sq Ft
2005
Built
2
Garage
No
Pool

11 more homes for sale in Bartram Springs →Search Bartram Springs on the map

HOA $7/mo9,148 sqft lotSingle Family Residence2 stories

About this home

Bartram Springs

Nestled on a quiet cul-de-sac in the highly sought-after Bartram Springs community, this charming 4-bedroom, 3-bath home + office and bonus room offers the perfect blend of comfort, convenience, and modern updates. From the moment you arrive, you'll be drawn in by its welcoming curb appeal with lush greenery and blooming agapanthus. Step inside to discover a bright and airy open floor plan filled with natural light. A spacious entry and dining area flow seamlessly into a beautifully updated kitchen featuring stainless steel appliances and granite countertops with ample space to create and entertain. The primary suite feels like a retreat overlooking the peaceful preserve views. The fully remodeled spa-like ensuite bath is complete with dual vanities, a soaking tub, and separate shower. Three additional bedrooms provide plenty of space for family or guests. There is an additional dedicated office with a built-in desk that could easily be converted to a 5th bedroom, if desired

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, Duval County$865
HOAbilled annually$7
Estimated total, before insurance$3,808/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,154/yr · $513/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $865
Insurance (est.): $353
Estimated Total Monthly
$4,154
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$445,929$201,692—
2023$442,660$194,362▲ $25,901
2022$400,973$187,245—
2021$295,223$180,335—
2020$286,684$177,155—

2024 property taxes (current owner): $6,154/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Jun 17, 2025Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14228 Palmetto Springs Street, Jacksonville, FL 32258Listed by COMPASS FLORIDA LLCSep 2026$613,000$1825/43,376110
6323 Forest Stump Lane, Jacksonville, FL 32258Listed by REMI REALTY, LLCSep 2026$635,000$1815/43,504830.3
6045 Alderfer Springs Drive, Jacksonville, FL 32258Listed by REAL BROKER LLCAug 2026$480,000$1884/32,554710.3
14318 Millhopper Road, Jacksonville, FL 32258Listed by LMH REALTY LLCJul 2026$499,900$1855/32,702460.4
14422 Millhopper Road, Jacksonville, FL 32258Listed by 1 PERCENT LISTS FIRST COASTJul 2026$515,000$1605/43,222330.5
11800 Flowering Peach Court, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$485,670$2024/32,399280.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$184
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,850
Acres0.21 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Patio Home, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14220 Palmetto Springs Street, Jacksonville, FL 32258
Area015-Bartram
SubdivisionBartram Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size9,147.6 sq ft
Parcel Number1681436645

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, On Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Stone, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s), Other

Exterior

Exterior FeaturesCourtyard, Fire Pit
Lot DescriptionCul-De-Sac, Dead End Street, Many Trees, Wooded
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedJune 17, 2025
Days on Market6
HOA Fees$86 / Annually
HOA FrequencyAnnually
Tax Amount$6,153.94
Tax Year2024
Listing TermsCash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Springs

Bartram Springs is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Bartram Springs homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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