This home is in Waterleaf, Jacksonville — a home near Sandalwood High School.
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Sold·Closed Sep 29, 2025·87 days on market·Recent sales in Waterleaf·Waterleaf
12079 Narrowleaf Court
Jacksonville, FL 32225
9 more homes for sale in Waterleaf →Search Waterleaf on the map
About this home
Waterleaf
Back on market—don't miss this move-in ready home with a new roof and new hot water heater! Step inside to a grand 2-story foyer and inviting stack stone accents on the porch. The upgraded kitchen features granite counters, center island with breakfast bar, 42'' cabinets with deep drawers, double ovens, and stainless steel appliances, all opening to a spacious family room with peaceful preserve views. Flexible floorplan includes a formal living/flex room, separate dining, and an upstairs loft ideal for game nights or entertaining. The oversized primary suite offers two large closets, double vanities, soaking tub, and walk-in shower. Nestled on a quiet cul-de-sac with no thru traffic, this home sits in a desirable community with walking trails, top-rated schools, and resort-style amenities. Conveniently located near Jacksonville's best shopping, dining, and beaches—this one checks all the boxes!
Next steps in Waterleaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,081/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jun 13, 2025Listed$520,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1656 Hawkins Cove Drive E, Jacksonville, FL 32246Listed by SEFAIR INVESTMENTS, INC. | Sep 2026 | $400,000 | $115 | 6/4 | 3,479 | 24 | 0.6 |
| 880 Candlebark Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $555,000 | $200 | 5/4 | 2,770 | 5 | 0.7 |
| 970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTY | Sep 2026 | $440,000 | $197 | 4/2 | 2,234 | 48 | 0.8 |
| 2066 Forest Gate Drive E, Jacksonville, FL 32246Listed by ENGEL & VOLKERS ST AUGUSTINE | Jul 2026 | $535,000 | $239 | 4/2 | 2,236 | 167 | 1.4 |
| 2130 Knottingham Trace Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $420,000 | $204 | 4/2 | 2,063 | 58 | 1.5 |
| 2098 Forest Gate Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Aug 2026 | $330,000 | $161 | 4/2 | 2,052 | 2 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE WILKINS WAY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Waterleaf
Waterleaf is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
View all Waterleaf homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines