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Sold

Sold·Closed Aug 26, 2026·90 days on market

226 Port Comfort Drive

East Palatka, FL 32177

$355,000sold priceListed at $375,000 · 94.7% of asking$214/sqftMLS# 2143051
3
Beds
2
Baths
1,662
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.82 acresSingle Family Residence1 story

About this home

East Palatka

Welcome to this move-in ready 3-bedroom, 2-bath home situated on .82 acres near the river. Enjoy convenient boat ramp access less than a mile away and a quick drive to St. Augustine, making this the ideal location for both relaxation and accessibility. The home features new carpet, fresh interior paint, and beautifully renovated kitchen and bathrooms with updated finishes. A large covered back porch provides the perfect space for outdoor entertaining or quiet evenings at home. Additional highlights include a 2-car garage, detached shed for extra storage, and a spacious lot offering privacy and flexibility. *Some photos are virtually staged*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Estimated total, before insurance$1,966/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Insurance (est.): $237
Estimated Total Monthly
$2,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Closed$375,000
  • Jul 31, 2026Active Under Contract$375,000
  • May 1, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
133 Magnolia Avenue E, East Palatka, FL 32131Listed by FADER & CO REALTY LLCAug 2026$230,000$1923/21,200640.4
102 St Johns Boulevard, East Palatka, FL 32131Listed by CENTURY 21 ST AUGUSTINE PROPERTIESFeb 2026$441,000$2633/21,6802010.4
114 Magnolia Drive, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INCAug 2026$415,000$2983/21,393870.9
118 Magnolia Drive, East Palatka, FL 32131Listed by FLORIDA REALTY INVESTMENTSJul 2026$344,000$2473/21,39030.9
118 Magnolia Drive, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INCAug 2025$335,000$2413/21,390240.9
127 Magnolia Drive, East Palatka, FL 32131Listed by OPENDOOR BROKERAGE, LLC.Apr 2025$470,000$2482/21,898770.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$226
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,662
Acres0.82 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address226 Port Comfort Drive, East Palatka, FL 32177
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionMetes & Bounds
CityEast Palatka
CountyPutnam
StateFL
Zip Code32177
Lot Size35,719.2 sq ft
Parcel Number40-09-27-7410-0000-0370

Amenities

UtilitiesElectricity Available
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 1, 2026
Days on Market90
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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