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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Middleburg High School.

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Sold

Sold·Closed Jul 24, 2025·2 days on market·Recent sales in Jacksonville

829 Gregory Road

Jacksonville, FL 32234

$98,000sold priceListed at $103,000 · 95.1% of askingMLS# 2086274
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA1.12 acresUnimproved Land

About this home

Jacksonville

Welcome to your future homesite—1.12 acres of high and dry land in peaceful Clay County! This beautiful, fully fenced lot backs up to Jennings State Forest and is already set up with a well, septic system, and electric service, saving you time and money. On the property, you'll find two 50-amp service poles—one connected to the septic system and one standalone, perfect for RVs or campers. Enjoy the freedom of NO HOA or CDD fees, and bring all your toys—there's plenty of room for your RV, boat, trailers, or even a workshop. This property is walking distance to recreation areas and equestrian trails. Whether you're ready to build now or want a quiet escape in the country, this cleared and prepped lot is ready for your dream home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$543
Property taxesest. at asking price, Clay County$150
Estimated total, before insurance$693/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$586/yr · $49/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$98,000
$19,600
Loan Term
Monthly Payment
$543
Principal & Interest: $543
Property taxes (est.): $150
Insurance (est.): $65
Estimated Total Monthly
$758
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $586/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 County Road 218, Clay Hill, FL 32234Listed by KELLER WILLIAMS ST JOHNSOct 2026$50,000—0/0—1691.9
6099 Taylor Road, Jacksonville, FL 32234Listed by ROUND TABLE REALTYJul 2026$70,000—0/0—551.9
0 County Road 218, Jacksonville, FL 32234Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2025$75,000—0/0—271.9
475 Pringle (Clay County) Road, Jacksonville, FL 32234Listed by EXIT MAGNOLIA POINT REALTYMay 2026$90,000—0/0—32.1
0 Polka Road, Jacksonville, FL 32234Listed by NON MLS (realMLS)Mar 2026$220,000—0/0—02.1
0 Long Branch Road, Jacksonville, FL 32234Listed by HERRON REAL ESTATE LLCSep 2026$300,000—0/0—882.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$103,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.12 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryClay Hill
MiddleWilkinson

Community Information

Address829 Gregory Road, Jacksonville, FL 32234
Area141-Middleburg NW
SubdivisionMetes & Bounds
CityJacksonville
CountyClay
StateFL
Zip Code32234
Lot Size48,787.2 sq ft
Parcel Number15042300010100901

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePrivate, Well
ViewTrees/Woods

Exterior

Lot DescriptionCleared, Few Trees
FencingFull
Road SurfaceAsphalt, Dirt
Road FrontagePrivate Road

Additional Information

Date ListedMay 8, 2025
Days on Market2
Tax Amount$586.44
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Sold by: FLORIDA'S CHOICE REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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