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$345,000Sold4 bd · 2 ba · 2,157 sq ft
Sold·Closed Jul 3, 2025·26 days on market
46 Richmond Drive
Palm Coast, FL 32164
About this home
Palm Coast
Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! 46 Richmond Dr, Palm Coast, FL 32164!! Spacious, Updated Brick Home with New Roof and Flexible Layout! Solidly built in 2005, this 4-bedroom, 2-bath brick home offers a generous 2,157 square feet of living space on a beautifully landscaped .23-acre lot with mature trees. Inside, a split floor plan provides privacy for the primary suite, while multiple living areas give everyone space to spread out. The interior features a formal living room, formal dining room, a huge family room, and a breakfast nook just off the kitchen—ideal for everything from quiet mornings to lively gatherings. Vaulted ceilings, an open layout, and abundant windows fill the home with natural light and create a truly bright, airy atmosphere. The kitchen offers a central workspace that connects seamlessly with the main living areas, while the overall floor plan balances openness with functionality.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,617 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 14 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 9 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 8 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 8 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:41 AM, sunset 5:36 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,745/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $160/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 24 Riviera Estates Court, Palm Coast, FL 32164Listed by ATLANTIC COASTAL REAL ESTATE, LLC | Oct 2026 | $289,900 | $148 | 4/2 | 1,958 | 95 | 0.1 |
| 47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLC | Sep 2026 | $389,900 | $182 | 4/2 | 2,148 | 5 | 0.4 |
| 69 Ryberry Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $310,000 | $166 | 4/2 | 1,862 | 33 | 0.6 |
| 5 Reine Place, Palm Coast, FL 32164Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Oct 2026 | $355,000 | $188 | 3/2 | 1,890 | 148 | 0.8 |
| 25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $319,000 | $171 | 4/2 | 1,862 | 174 | 0.8 |
| 16 Rybark Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $334,000 | $179 | 4/2 | 1,862 | 144 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines