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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·127 days on market

22 Flamingo

Palm Coast, FL 32137

$365,000$148/sqftEst. $1,949/moMLS# 2146343
↓ $65,000 below original list
8
Beds
5
Baths
2,460
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone XNo HOA11,761 sqft lotWaterfrontSingle Family Residence1 story

About this home

Palm Coast

OPPORTUNITY! Discover the potential of this unique canal-front property featuring an expansive 8-bedroom, 5-bathroom layout. With generous living space, a waterfront setting, and numerous possibilities, this property presents an exciting opportunity for investors or buyers seeking a versatile home. Property highlights include 8 bedrooms, 5 bathrooms, canal frontage, a brand-new roof, and furnishings included with the sale. The spacious floor plan provides flexibility for a variety of needs and future possibilities. Whether you're looking to add a distinctive property to your portfolio or take advantage of its size, location, and unique configuration, this canal-front property is worth a look. Buyer to independently verify zoning, licensing requirements, permitted uses, and any restrictions applicable to their intended use.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,949
Estimated total, before insurance$1,949/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,386/yr · $366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$1,949
Principal & Interest: $1,949
Insurance (est.): $243
Estimated Total Monthly
$2,192
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,386/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Price change$365,000−$34,900
  • Aug 31, 2026Price change$399,900−$19,100
  • Aug 17, 2026Price change$419,000−$8,000
  • Aug 5, 2026Price change$427,000−$3,000
  • May 21, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000
Price / Sq Ft$148
Bedrooms8
Bathrooms5.00
Full Baths5
Square Footage2,460
Acres0.27 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address22 Flamingo, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size11,761.2 sq ft
Parcel Number0711317001001600410

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther
Waterfront TypeCanal Front

Interior

AppliancesDishwasher, Dryer, Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesCourtyard

Additional Information

Date ListedMay 21, 2026
Days on Market118
Tax Amount$4,386
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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