Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 39
Sold

Sold·Closed Sep 16, 2026·144 days on market

16 Rybark Lane

Palm Coast, FL 32164

$334,000sold priceListed at $339,990 · 98.2% of asking$179/sqftMLS# 2133022
4
Beds
2
Baths
1,862
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

About this home

Palm Coast

READY NOW! Includes gutters, fridge, washer/dryer, blinds, epoxy garage & garage door opener!! The Cali floor plan offers 1,862 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a 2-car garage -- the perfect balance of comfort and functionality. This popular layout features a spacious open-concept design where the kitchen, dining area, and large gathering room all flow together seamlessly in one expansive space. With abundant natural light throughout, the main living area feels bright, welcoming, and ideal for both everyday living and special occasions. The kitchen is a true centerpiece, featuring a large island perfect for entertaining, casual dining, or homework time. You'll love the generous counter space for meal prep and hosting, making it easy to gather with friends and family while staying connected to the action in the gathering room. The private owner's suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bath.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,850
Estimated total, before insurance$1,850/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$334,000
$66,800
Loan Term
Monthly Payment
$1,850
Principal & Interest: $1,850
Insurance (est.): $223
Estimated Total Monthly
$2,073
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 16, 2026Closed$339,990
  • Jul 27, 2026Pending$339,990
  • Jul 14, 2026Price change$339,990−$10,000
  • Jul 13, 2026Price change$349,990+$10,000
  • Jul 7, 2026Pending$339,990
  • Mar 4, 2026Listed$339,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
69 Ryberry Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$310,000$1664/21,862330.1
25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$319,000$1714/21,8621740.4
71 Ryan Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$313,000$1684/21,862230.6
47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCSep 2026$389,900$1824/22,14850.6
30 Edge Lane, Palm Coast, FL 32164Listed by REAL BROKER LLCAug 2026$465,000$2173/22,140100.7
25 Rymshaw Drive, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$210,000$1373/21,53120.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,990
Price / Sq Ft$183
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,862
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address16 Rybark Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number0711317029004100290

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 13, 2026
Days on Market144
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines