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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 2, 2025·29 days on market·Recent sales in Mandarin

12029 Ambrosia Court

Jacksonville, FL 32223

$514,000sold priceListed at $499,000 · 103% of asking$150/sqftMLS# 2086078
6
Beds
4
Baths
3,433
Sq Ft
1993
Built
2
Garage
Yes
Pool
HOA $17/mo0.41 acresSingle Family Residence2 stories

About this home

Jacksonville

Appraised for $611,000 AS IS 2/25/2025. Being sold as is for list price but plenty of room to go up in price to accommodate repairs. Located at the end of a quiet cul-de-sac in the desirable Oldfield neighborhood of Mandarin, this spacious home offers privacy, functionality, and charm. Newly renovated Ground Floor: Master Suite: A large, private master bedroom situated on the left side of the house ensures tranquility and convenience. Right Wing: Two bedrooms share a Jack-and-Jill bathroom with a shower, while an additional two bedrooms with another shared bathroom and shower can also be accessible from a separate outside entrance on the right side of the house. This area can function as a self-contained unit, thanks to a sliding door that provides flexibility for privacy or integration with the main home. New roof in 2021. 1 AC new last year, 2 AC units new 2021. Living spaces: The home features a spacious living room, a formal

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,847
Property taxesest. at asking price, Duval County$839
HOAbilled annually$17
Estimated total, before insurance$3,703/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,976/yr · $665/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$514,000
$102,800
Loan Term
Monthly Payment
$2,847
Principal & Interest: $2,847
Property taxes (est.): $839
Insurance (est.): $343
Estimated Total Monthly
$4,029
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,621 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,976/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 6, 2025Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $145/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTYOct 2026$490,000$2024/22,431920.1
3881 Reds Gait Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCAug 2026$700,000$2205/3.53,187180.2
11346 Mandarin Ridge Lane, Jacksonville, FL 32258Listed by REDFIN CORPORATIONSep 2026$600,000$2123/32,836170.9
11577 Summer Brook Court, Jacksonville, FL 32258Listed by CRYSTAL CLEAR REALTY, LLCAug 2026$516,000$2054/32,5223621
11634 Summer Brook Court, Jacksonville, FL 32258Listed by KELLER WILLIAMS JACKSONVILLEJul 2026$499,900$1994/2.52,513151
11567 Summer Haven Boulevard N, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCSep 2026$515,000$1934/32,66651.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$145
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,433
Total Structure Area4,482 sq ft
Acres0.41 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12029 Ambrosia Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionOldfield Point
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size17,859.6 sq ft
Lot Dimensions91x190
Parcel Number1589265804
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Induction Cooktop, Instant Hot Water, Microwave, Refrigerator, Trash Compactor, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 7, 2025
Days on Market29
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$7,975.79
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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