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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Aug 27, 2025·118 days on market·Recent sales in Jacksonville

3517 Twisted Tree Lane

Jacksonville, FL 32216

$195,000sold priceListed at $204,000 · 95.6% of asking$165/sqftMLS# 2079043
2
Beds
2.5
Baths
1,184
Sq Ft
2003
Built
—
Garage
No
Pool
HOA $217/mo871 sqft lotTownhouse2 stories

About this home

Jacksonville

100-Day Home Warranty coverage available at closing. Your dream home is waiting for you! This home has Fresh Interior Paint, Partial flooring replacement in some areas, New Appliances. Discover a bright interior tied together with a neutral color palette. The primary bathroom features plenty of under sink storage waiting for your home organization needs. Don't miss this incredible opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,080
Property taxesest. at asking price, Duval County$318
HOAbilled monthly$217
Estimated total, before insurance$1,616/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,684/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$195,000
$39,000
Loan Term
Monthly Payment
$1,080
Principal & Interest: $1,080
Property taxes (est.): $318
Insurance (est.): $130
Estimated Total Monthly
$1,529
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,388 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,684/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 1, 2025Listed$204,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.1
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092000.3
8539 Gate Parkway W 633, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEOct 2026$130,000$1402/2927780.3
8550 Touchton Road 1022, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$174,000$1642/21,059460.3
8550 Touchton Road 1032, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$175,000$1362/21,285190.3
8550 Touchton Road 218, Jacksonville, FL 32216Listed by MORGAN PROPERTY MANAGEMENTSep 2026$125,142$1182/21,05970.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$204,000
Price / Sq Ft$172
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,184
Acres0.02 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleSouthside
HighEnglewood

Community Information

Address3517 Twisted Tree Lane, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionDrayton Park
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size871.2 sq ft
Parcel Number1543784780

Amenities

AmenitiesFitness Center, Park
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

AppliancesOther, Dishwasher
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedApril 1, 2025
Days on Market118
HOA Fees$217 / Monthly
HOA FrequencyMonthly
HOA NameDrayton Park Homeowners Association Inc
Tax Amount$1,684.23
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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