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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Sold

Sold·Closed Jul 9, 2025·80 days on market·Recent sales in Springfield·Springfield

1406 Ionia Street

Jacksonville, FL 32206

$212,000sold priceListed at $210,000 · 101% of asking$134/sqftMLS# 2076430
3
Beds
2.5
Baths
1,584
Sq Ft
1970
Built
—
Garage
No
Pool

60 more homes for sale in Springfield →Search Springfield on the map

No HOA3,049 sqft lotTownhouse2 stories

About this home

Springfield

*Motivated Seller* Step into Style and Comfort! This beautifully updated end-unit townhome in the heart of the Springfield Historic District offers the perfect blend of modern charm and contemporary living. With a striking white brick exterior, bold black trim, and a statement red door, this home gives curb appeal. Inside, the bright open-concept layout features luxury plank flooring, a sleek kitchen with gray cabinetry, stainless steel appliances, and marble-inspired countertops. Generously sized bedrooms are bathed in natural light and equipped with ceiling fans for year-round comfort, while the updated bathrooms boast elegant tile work, sleek fixtures, and modern vanities. Step outside to a spacious fenced backyard—your private retreat for relaxation or entertaining. Just minutes from the evolving downtown scene, the Jaguar Stadium, top-rated dining, trendy coffee shops, and major highways, this home offers convenience at every turn. Don't let this sunshine slip away—schedule your

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,174
Property taxesest. at asking price, Duval County$346
Estimated total, before insurance$1,520/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,560/yr · $213/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$212,000
$42,400
Loan Term
Monthly Payment
$1,174
Principal & Interest: $1,174
Property taxes (est.): $346
Insurance (est.): $141
Estimated Total Monthly
$1,662
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,560/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 20, 2025Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $133/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
334 E Ashley Street, Jacksonville, FL 32202Listed by FLUID REALTY, LLC.Sep 2026$240,000$1672/2.51,437120.8
338 E Ashley Street, Jacksonville, FL 32202Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$285,000$1862/2.51,530440.8
400 E Bay Street 805, Jacksonville, FL 32202Listed by EGI REAL ESTATESep 2026$260,000$1772/21,473641.1
400 E Bay Street 1005, Jacksonville, FL 32202Listed by OAKLEAF EQUITY INCAug 2026$213,000$1452/21,47381.1
400 E Bay Street 2004, Jacksonville, FL 32202Listed by CENTURY 21 LIGHTHOUSE REALTYMar 2026$290,000$2172/21,3383581.1
1431 Riverplace Boulevard 1710, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$835,000$4453/21,878951.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$133
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,584
Acres0.07 acres
Year Built1970
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1406 Ionia Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size3,049.2 sq ft
Parcel Number0724730020
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub
AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionHistoric Area
FencingFenced, Back Yard, Chain Link, Full, Other
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedMarch 20, 2025
Days on Market80
Tax Amount$2,559.54
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY & CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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