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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·61 days on market

2622 Market Street

Jacksonville, FL 32206

$184,000$144/sqftEst. $974/moMLS# 2061102
3
Beds
2
Baths
1,274
Sq Ft
1950
Built
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 2620/2622 Jacksonville, FL 32208, where investment potential meets versatility in this duplex property offering two 1-bedroom, 1-bathroom units. This exceptional investment opportunity presents two rental doors for one price, making it an ideal option for investors seeking dual income streams within a single property. Each unit provides comfortable living spaces, perfect for accommodating tenants seeking convenience and privacy. Located in a prime Jacksonville neighborhood, this duplex enjoys proximity to amenities, schools, and major transportation routes, further enhancing its appeal to potential renters. Don't miss out on this rare chance to maximize your investment returns with 2620/2622 Jacksonville's dual rental income potential. Schedule a viewing today and seize the opportunity to add this lucrative duplex property to your portfolio.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$974
Property taxesest. at asking price, Duval County$300
Estimated total, before insurance$1,275/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,694/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$184,000
$36,800
Loan Term
Monthly Payment
$974
Principal & Interest: $974
Property taxes (est.): $300
Insurance (est.): $123
Estimated Total Monthly
$1,397
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,578 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$83,079$77,254
2024$82,387$70,231
2023$77,284$63,847
2022$58,105$58,043
2021$52,767$52,767
2020$49,588$49,588

2024 property taxes (current owner): $1,694/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Active$184,000
  • Jul 10, 2026Pending$184,000
  • Feb 18, 2026Listed$184,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$184,000
Price / Sq Ft$144
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,274
Acres0.18 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2622 Market Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size7,840.8 sq ft
Parcel Number0447940000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingSeparate Meters
CoolingElectric, Wall/Window Unit(s)
# of Stories1

Exterior

Other StructuresOther

Additional Information

Date ListedJuly 24, 2026
Days on Market761
Tax Amount$1,694.15
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SALT HARBOR REAL ESTATE COMPANY LLC · jared@saltharborfl.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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