Skip to main content
Photo 1 / 21
Active

Active·21 days on market

263 SW Dante Terrace

Lake City, FL 32024

$258,000$240/sqftEst. $1,373/moMLS# 2152451
2
Beds
2
Baths
1,076
Sq Ft
1990
Built
Garage
No
Pool

About this home

Lake City

Nestled under a canopy of mature oak trees is a 0.47acre lot in a quiet subdivision just 5 miles from town. This adorable 2-bedroom, 2-bath brick home offers peaceful living with an easy commute to Gainesville thanks to its quick access to I-75. Lovingly updated since 2023, this home is truly move-in ready with a new HVAC system, new luxury vinyl flooring, stylish kitchen cabinets, and many other fresh finishes throughout. Step outside to a fully fenced backyard with plenty of room for kids, pets, gardening, or entertaining. But the real showstopper? A detached bonus suite that opens the door to endless possibilities. Currently operating as a successful hair salon, this fully renovated space features its own mini-split HVAC system and half bath, making it ideal for: • A home-based business, private gem, homeschool classroom, or multi-generational living space. **MOTIVATED SELLERS-QUICK CLOSING NEGOTIABLE**

Cost to own

Mortgage calculator

$258,000
$51,600
Loan Term
Monthly Payment
$1,311
Principal & Interest: $1,311
Est. Taxes & Insurance: $328
Estimated Total Monthly
$1,639
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,373
Estimated total, before insurance$1,373/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,162 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 25, 2026Listed$258,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$258,000
Price / Sq Ft$240
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,076
Acres0.47 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address263 SW Dante Terrace, Lake City, FL 32024
Area802-Columbia-West
SubdivisionSpringfield
CityLake City
CountyColumbia
StateFL
Zip Code32024
Lot Size20,473.2 sq ft
Parcel Number27-4S-16-03199-219

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionCleared
Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 25, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke