Active·89 days on market
263 SW Dante Terrace
Lake City, FL 32024
About this home
Lake City
Nestled under a canopy of mature oak trees is a 0.47acre lot in a quiet subdivision just 5 miles from town. This adorable 2-bedroom, 2-bath brick home offers peaceful living with an easy commute to Gainesville thanks to its quick access to I-75. Lovingly updated since 2023, this home is truly move-in ready with a new HVAC system, new luxury vinyl flooring, stylish kitchen cabinets, and many other fresh finishes throughout. Step outside to a fully fenced backyard with plenty of room for kids, pets, gardening, or entertaining. But the real showstopper? A detached bonus suite that opens the door to endless possibilities. Currently operating as a successful hair salon, this fully renovated space features its own mini-split HVAC system and half bath, making it ideal for: • A home-based business, private gem, homeschool classroom, or multi-generational living space. **MOTIVATED SELLERS-QUICK CLOSING NEGOTIABLE**
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,162 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 23, 2026Price change$237,900−$2,000
- Sep 16, 2026Price change$239,900−$1,911
- Sep 9, 2026Price change$241,811−$2,000
- Sep 2, 2026Price change$243,811−$2,000
- Aug 25, 2026Price change$245,811−$2,000
- Aug 14, 2026Price change$247,811−$2,089
- Jul 18, 2026Price change$249,900−$8,100
- Jun 25, 2026Listed$258,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY · crystal@cwrealty.org
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines