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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed May 19, 2025·48 days on market·Recent sales in Mandarin

3833 Reds Gait Lane

Jacksonville, FL 32223

$639,000sold priceListed at $649,000 · 98.5% of asking$186/sqftMLS# 2074365
5
Beds
3.5
Baths
3,429
Sq Ft
2005
Built
2
Garage
Yes
Pool
HOA $109/mo12,632 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

*** BUYER FINANCING FELL THROUGH NOT SELLER FAULT**This beautiful gated pool home is nestled in the highly desired area of Mandarin, just walking distance to the nearest elementary school. This 5-bedroom, 3.5-bathroom, two-story home is filled with natural light from its many windows, creating a bright and inviting atmosphere. The kitchen features a large island, perfect for cooking and gathering. The primary suite is a true retreat with a soaking tub and separate shower. Enjoy cozy nights by the fireplace or unwind outdoors in the screened-in pool area. Don't miss this incredible opportunity to own a stunning home in a prime location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,539
Property taxesest. at asking price, Duval County$1,043
HOAbilled annually$109
Estimated total, before insurance$4,692/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,473/yr · $539/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$639,000
$127,800
Loan Term
Monthly Payment
$3,539
Principal & Interest: $3,539
Property taxes (est.): $1,043
Insurance (est.): $426
Estimated Total Monthly
$5,009
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$562,411$353,282—
2024$527,306$342,619▼ $932
2023$533,899$331,184—
2022$478,888$320,082▲ $17,160
2021$391,294$309,303—
2020$381,150$304,343—

2024 property taxes (current owner): $6,473/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3881 Reds Gait Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCAug 2026$700,000$2205/3.53,187180.1
3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTYOct 2026$490,000$2024/22,431920.3
11346 Mandarin Ridge Lane, Jacksonville, FL 32258Listed by REDFIN CORPORATIONSep 2026$600,000$2123/32,836171
11577 Summer Brook Court, Jacksonville, FL 32258Listed by CRYSTAL CLEAR REALTY, LLCAug 2026$516,000$2054/32,5223621.2
11634 Summer Brook Court, Jacksonville, FL 32258Listed by KELLER WILLIAMS JACKSONVILLEJul 2026$499,900$1994/2.52,513151.2
11023 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$469,900$1874/2.52,5101321.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$189
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,429
Acres0.29 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address3833 Reds Gait Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionReds Gait
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size12,632.4 sq ft
Parcel Number1589133540
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchPatio, Screened
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedMarch 25, 2025
Days on Market48
HOA Fees$1,304 / Annually
HOA FrequencyAnnually
HOA NameReds Gait Owners Association
Tax Amount$6,473.19
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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