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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 25, 2025·97 days on market·Recent sales in Jacksonville

2341 White Sands Drive

Jacksonville, FL 32216

$221,500sold priceListed at $229,000 · 96.7% of asking$152/sqftMLS# 2071772
2
Beds
2.5
Baths
1,462
Sq Ft
2007
Built
1
Garage
No
Pool
HOA $191/mo3,485 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

**Charming Lakefront Townhome in The Villages of Summer Lakes** Experience serene lakefront living in this cozy 2-bedroom, 2.5-bath , + large loft townhome, one of the few nestled along a private lake and surrounded by lush trees. Located in Southside's Tinseltown area, this home offers a perfect blend of tranquility and convenience. Step inside to find an open and airy floor plan with 9' ceilings, knockdown ceiling texture, and stylish finishes throughout. The home features a spacious living area, a modern kitchen ,opening to a covered and screened lanai—ideal for relaxing and enjoying the picturesque lake views. Additional highlights include 2'' faux wood blinds, a security system, and an attached 1-car garage. Enjoy maintenance-free living with access to fantastic community amenities, including a swimming pool, playground, and a beautiful natural lake. Tucked away from the hustle and bustle, yet just minutes from downtown.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,227
Property taxesest. at asking price, Duval County$362
HOAbilled monthly$191
Estimated total, before insurance$1,780/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,323/yr · $194/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$221,500
$44,300
Loan Term
Monthly Payment
$1,227
Principal & Interest: $1,227
Property taxes (est.): $362
Insurance (est.): $148
Estimated Total Monthly
$1,736
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$215,113$115,455—
2024$222,748$111,494▲ $5,000
2023$217,275$106,791▲ $16,481
2022$193,296$102,225▼ $283
2021$147,792$97,792—
2020$143,485$143,485—

2024 property taxes (current owner): $2,323/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2292 Sunset Bluff Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCJun 2026$220,000$1502/2.51,462110.2
749 Century 21 Drive, Jacksonville, FL 32216Listed by MOMENTUM REALTYAug 2026$232,250$1753/21,32770.4
2633 Hidden Village Drive, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INCAug 2026$207,000$1623/21,280300.4
2753 Cavender Court, Jacksonville, FL 32216Listed by JWB REALTY LLCJun 2026$217,500$2132/21,023780.6
8601 Beach Boulevard 1222, Jacksonville, FL 32216Listed by COWFORD REALTY & DESIGN LLCSep 2026$162,500$1293/21,258350.9
8601 Beach Boulevard 312, Jacksonville, FL 32216Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$131,000$1043/21,258350.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,000
Price / Sq Ft$157
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,462
Acres0.08 acres
Year Built2007
TypeResidential
Sub-TypeTownhouse
StyleCottage, Craftsman, Patio Home, Villa
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementarySouthside Estates
MiddleSouthside
HighEnglewood

Community Information

Address2341 White Sands Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionVillages Of Summer Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size3,484.8 sq ft
Parcel Number1451843082
ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Playground
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake, Protected Preserve, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 22, 2025
Days on Market97
HOA Fees$191 / Monthly
HOA FrequencyMonthly
HOA NameVillages of Summer Lakes
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash
Tax Amount$2,322.72
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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