This home is in Terra Costa, Jacksonville — a pool home in Jacksonville.
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Sold·Closed Mar 20, 2025·20 days on market·Recent sales in Terra Costa·Terra Costa
2914 Montilla Drive
Jacksonville, FL 32246
5 more homes for sale in Terra Costa →Search Terra Costa on the map
About this home
Terra Costa
Stunning POOL home in desirable, gated Terra Costa is situated on a private preserve lot. With over 3,800 square feet, 4 bedrooms, 3.5 bathrooms plus a large loft and 3 car garage. Designed for entertaining, the open concept floor plan provides an expansive island overlooking the great room. A bank of large sliders open to the covered lanai pool area. The generously sized pool includes a Baja sun shelf, perfect for relaxing, while upgraded Artistic pavers enhance comfort. The gourmet kitchen features wood shaker cabinets to the ceiling, gas cooking, custom backsplash, quartz counters, stainless steel appliances plus a large butlers pantry in addition to the main pantry storage. Additional upgrades include luxurious vinyl plank flooring, large ceiling fans, pre wired surround sound in family room, bonus room and outdoor lanai. The master suite features a spa-like bathroom with a two-sided super shower, dual vanities, a garden tub, and custom closets. Conveniently Southside location!
Next steps in Terra Costa
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,796 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $6,977/yr
Estimated taxes if purchased at asking price: ~$19,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Feb 6, 2025Listed$995,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $259/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2865 Montilla Drive, Jacksonville, FL 32246Listed by ELITE REALTY GROUP | Oct 2026 | $697,000 | $221 | 3/4.5 | 3,157 | 142 | 0.1 |
| 3169 Parador Way, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $1,030,000 | $284 | 4/4 | 3,631 | 19 | 0.2 |
| 3040 Montilla Drive, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $862,000 | $267 | 4/3.5 | 3,224 | 8 | 0.2 |
| 13540 Cheyne Road, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $799,000 | $278 | 5/3 | 2,875 | 62 | 0.4 |
| 13013 Trave Way, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $900,000 | $300 | 4/3 | 3,001 | 11 | 0.5 |
| 13124 Highland Glen Way E, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $760,000 | $249 | 4/3.5 | 3,049 | 58 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Terra Costa
Terra Costa is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Terra Costa homes for sale →Keep looking
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Under Contract2926 Montilla DriveJacksonville, FL 32246
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Pending2992 Lucena LaneJacksonville, FL 32246
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$630,000Est. $3,353/moStunning townhome in Terra Costa! All one level, sleek sophistication, new finishes, modern concept. High ceilings,…
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Under Contract3108 Villa Vera CourtJacksonville, FL 32246
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines