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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Shores, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 5, 2025·69 days on market·Recent sales in Atlantic Shores·Atlantic Shores

2527 1st Street S

Jacksonville Beach, FL 32250

$945,000sold priceListed at $1,000,000 · 94.5% of asking$473/sqftMLS# 2066360
4
Beds
2
Baths
2,000
Sq Ft
1940
Built
2
Garage
No
Pool

9 more homes for sale in Atlantic Shores →Search Atlantic Shores on the map

No HOA3,485 sqft lotSingle Family Residence2 stories

About this home

Atlantic Shores

BACK ON THE MARKET - YOUR SECOND CHANCE TO OWN A PRIME BEACH Property! Live your best BEACH LIFE or capitalize on an incredible income-generating opportunity just one block from the sand and surf of Jacksonville Beach! This charming and beautifully transformed coastal retreat sits on a rare corner lot along a peaceful one-way street, within easy walking distance to the area's favorite restaurants, coffee shops, and beach bars. Originally built as a duplex and now converted to a single-family home, this property offers flexible living options for owners. For savvy investors-short-term Airbnb tenants or long-term tenants will adore all this home has to offer. Enjoy the screened-in upstairs lanai with sweeping views of the neighborhood and Northeast Florida's spectacular sunsets. Whether you're a surfer, beachcomber, remote worker, or weekend getaway host, this home is your launchpad to soaking in the sun and living the coastal lifestyle. Life's always better by the sea!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,234
Property taxesest. at asking price, Duval County$1,543
Estimated total, before insurance$6,777/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,650/yr · $554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$945,000
$189,000
Loan Term
Monthly Payment
$5,234
Principal & Interest: $5,234
Property taxes (est.): $1,543
Insurance (est.): $630
Estimated Total Monthly
$7,407
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,650/yr

Estimated taxes if purchased at asking price: ~$18,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 10, 2025Listed$1,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $500/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3218 1st Street S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCSep 2026$1,400,000$8843/21,58310.2
259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,075,000$4334/32,4842380.3
487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLCSep 2026$905,000$4403/2.52,058570.4
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.5
507 15th Avenue S, Jacksonville Beach, FL 32250Listed by MCGUIRE REALTY GROUPAug 2026$800,000$4894/21,636430.6
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,000,000
Price / Sq Ft$500
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,000
Acres0.08 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Cottage
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2527 1st Street S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionAtlantic Shores
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size3,484.8 sq ft
Parcel Number1816110000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer
AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories2
LaundryUpper Level

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
Patio / PorchCovered, Deck, Patio, Porch, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionAluminum Siding, Block

Additional Information

Date ListedMarch 10, 2025
Days on Market69
Tax Amount$6,650.33
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Shores

Atlantic Shores is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Atlantic Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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