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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$510,000Sold3 bd · 2.5 ba · 2,404 sq ft

Sold·Closed Nov 12, 2025·283 days on market

419 Mulholland Park

Palatka, FL 32177

$510,000sold priceListed at $549,800 · 92.8% of asking$212/sqftMLS# 2066020
3
Beds
2.5
Baths
2,404
Sq Ft
1936
Built
1
Garage
No
Pool
No HOA15,246 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Palatka

This charming 3BR/2.5BA traditional home is a true diamond in the rough nestled along the St. John's River, offering a perfect blend of comfort & convenience. The two-story residence is ideally situated near the historic area of Palatka, providing easy access to a vibrant community rich in history & culture. The home boasts an expansive dock, complete w/two boat lifts, catering to all your fishing, boating, & water sports needs on the vast, deep river. Its prime location within walking distance to local restaurants, waterfront park, marina, boat ramps & the up-and-coming downtown area, featuring an array of unique shops, makes it an ideal spot for both relaxation & exploration. Whether you're an outdoor enthusiast or someone who enjoys the charm of a small town living, this property offers an unparalleled lifestyle opportunity. Seller has started some of the updating on this 1936 home, metal roof approx 5 years old, CH/A approx. 1 year old, most of the windows updated, repiped sewer

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,781
Estimated total, before insurance$2,781/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1936)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
223 Madison Street, Palatka, FL 32177Listed by IHEART REALTY INCApr 2026$339,000$1293/22,63630.2
313 Madison Street, Palatka, FL 32177Listed by IHEART REALTY INCApr 2026$255,000$1444/21,7701940.3
221 S 5th Street, Palatka, FL 32177Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$118,000$564/2.52,1262350.6
117 Hotel Street, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$675,000$3283/3.52,0561310.6
600 Emmett Street, Palatka, FL 32177Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$350,000$1443/22,4322910.8
911 N 14th Street, Palatka, FL 32177Listed by WE CAN DO IT REALTYJun 2026$304,900$1574/21,9451250.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$549,800
Price / Sq Ft$229
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,404
Total Structure Area3,119 sq ft
Acres0.35 acres
Year Built1936
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
MiddleBeasley, reported on 2 other Metes & Bounds listings
HighPalatka, reported on 3 other Metes & Bounds listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address419 Mulholland Park, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size15,246 sq ft
Lot Dimensions77x205x88x185+/-
Parcel Number421027685000600111

Amenities

UtilitiesElectricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewBridge(s), River
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
Security24 Hour Security

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionCleared
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofMetal
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 22, 2025
Days on Market283
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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