No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
$339,000Sold3 bd · 2 ba · 2,636 sq ft
Sold·Closed Apr 29, 2026·3 days on market
223 Madison Street
Palatka, FL 32177
About this home
Palatka
With over 2,600 square feet, 3 bedrooms, and 2 full bathrooms, this home offers the space and character you expect from a historical home. Inside, there are high ceilings, large rooms, and a layout that gives you some flexibility depending on how you want to use the space. There are also a few extra areas that could work well for an office, nursery, or guest space. Out back, the pool really sets this one apart. It's a great setup for relaxing or entertaining, and a rare find in the Downtown Palatka area. This home also features a whole house Generac generator that will automatically take over in the event of a power outage. Located in downtown Palatka, you're close to the river, local restaurants, shops, and all of the events that bring the area together throughout the year. If you've been looking for something with space and character, act fast because this one won't last long!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 24 mi · 104 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 11 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 10 mi · St. Johns River - Deep Creek
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,686/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $129/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 417 N 3rd Street, Palatka, FL 32177Listed by DUCK REALTY INC | Aug 2025 | $265,000 | $86 | 5/4.5 | 3,076 | 37 | 0.1 |
| 419 Mulholland Park, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Nov 2025 | $510,000 | $212 | 3/2.5 | 2,404 | 283 | 0.2 |
| 221 S 5th Street, Palatka, FL 32177Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $118,000 | $56 | 4/2.5 | 2,126 | 235 | 0.4 |
| 117 Hotel Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2026 | $675,000 | $328 | 3/3.5 | 2,056 | 131 | 0.4 |
| 600 Emmett Street, Palatka, FL 32177Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $350,000 | $144 | 3/2 | 2,432 | 291 | 0.6 |
| 703 Emmett Street, Palatka, FL 32177Listed by DUCK REALTY INC | Mar 2026 | $315,000 | $114 | 4/2 | 2,758 | 282 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Sold by: CENTURY 21 BECKHAM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in **verifying Subd**
For Sale7672 Recon DriveJacksonville, FL 32244
4 bd · 2.5 ba · 1,819 sq ft
$354,900Est. $1,889/moThe St. Johns by LGI Homes is a spacious two-story home featuring four bedrooms, two-and-a-half bathrooms and a…
Listing Office: lgi realty - florida, llc
For Sale15910 Delicate Arch AvenueJacksonville, FL 32234
3 bd · 2 ba · 1,536 sq ft
$355,900Est. $1,894/moLive life on the sunny side in LGI Homes' newest floor plan! This beautiful one-story home is perfect for growing…
Listing Office: lgi realty - florida, llc
For Sale7708 Recon DriveJacksonville, FL 32244
4 bd · 2.5 ba · 1,819 sq ft
$359,900Est. $1,916/moThe St. Johns offers the perfect combination of space, comfort and modern design. The open-concept first floor is ideal…
Listing Office: lgi realty - florida, llc
For Sale153 Greenwood DrivePalm Coast, FL 32137
2 bd · 2 ba
$360,000Est. $1,916/moLooking for an easier Florida lifestyle without giving up the space, comfort, and features you want? 153 Greenwood Dr.…
Listing Office: watson realty corp
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines