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Sold·Closed Apr 28, 2026·194 days on market
313 Madison Street
Palatka, FL 32177
About this home
Palatka
Updated 4BR/2BA home with modern upgrades and historic charm. Recent improvements include a new roof, new A/C, updated electrical, and a fully remodeled kitchen. Located just two blocks from the St. Johns River and within walking distance to downtown Palatka's shops, restaurants, and festivals. Enjoy a spacious front porch, plus an oversized detached 2 car garage with storage and workspace. A great opportunity to own a move-in ready home in the heart of Palatka.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 24 mi · 104 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 11 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 10 mi · St. Johns River - Deep Creek
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,994/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $150/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 719 Olive Street, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Sep 2026 | $246,990 | $191 | 3/2 | 1,290 | 137 | 0.3 |
| 221 S 5th Street, Palatka, FL 32177Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $118,000 | $56 | 4/2.5 | 2,126 | 235 | 0.3 |
| 117 Hotel Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2026 | $675,000 | $328 | 3/3.5 | 2,056 | 131 | 0.4 |
| 306 S 14th Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jul 2026 | $285,000 | $183 | 3/2 | 1,557 | 12 | 0.8 |
| 911 N 14th Street, Palatka, FL 32177Listed by WE CAN DO IT REALTY | Jun 2026 | $304,900 | $157 | 4/2 | 1,945 | 125 | 0.8 |
| 821 S 14th Street, Palatka, FL 32177Listed by STA REALTY | Sep 2026 | $220,000 | $165 | 4/2 | 1,330 | 8 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Sold by: IHEART REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines