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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Golf & CC, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Feb 25, 2025·24 days on market·Recent sales in St Johns Golf & CC·St Johns Golf & CC

1865 Cross Pointe Way

St. Augustine, FL 32092

$565,000sold priceListed at $569,900 · 99.1% of asking$228/sqftMLS# 2064682
4
Beds
2.5
Baths
2,482
Sq Ft
2004
Built
2
Garage
No
Pool

3 more homes for sale in St Johns Golf & CC →Search St Johns Golf & CC on the map

HOA $102/mo10,890 sqft lotWaterfrontSingle Family Residence2 stories

About this home

St Johns Golf & CC

Welcome to this stunning home in the sought-after St. Johns Golf & Country Club community! This 4-bedroom, 2.5-bathroom residence offers 2,482 square feet of thoughtfully designed living space, combining elegance and comfort in a beautiful setting w/ lake to preserve views. Additionally, seller will contribute $10K towards a 2-1 Rate Buy-down! Gorgeous home offers a formal living room and dining room, perfect for entertaining, as well as an open-concept kitchen that flows into the family room, offering stunning lake & preserve views. The chef's kitchen features mahogany cabinets, stainless steel appliances, gas cooktop and ample counter space. The spacious primary bedroom is conveniently located on the main level, while a bonus area upstairs provides space for a home office, playroom, or media room. Home has brand-new carpeting, a newer roof & a paver patio complete with a fire pit—perfect for outdoor gatherings while enjoying your peaceful views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,130
Property taxesest. at asking price, St. Johns County$752
HOAbilled quarterly$102
Estimated total, before insurance$3,983/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,116/yr · $343/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,130
Principal & Interest: $3,130
Property taxes (est.): $752
Insurance (est.): $377
Estimated Total Monthly
$4,258
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,116/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 14, 2025Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
776 Eagle Point Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$640,000$2414/32,661730.5
1493 Greyfield Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$590,000$2024/32,91840.5
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041510.7
1718 Pepper Stone Court, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$760,000$2595/32,933160.8
464 Johns Creek Parkway, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$495,000$2474/22,005350.9
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995981.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,900
Price / Sq Ft$230
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,482
Acres0.25 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address1865 Cross Pointe Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSt Johns Golf & Cc
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0264330310

Amenities

AmenitiesPool, Basketball Court, Cable TV, Clubhouse, Fitness Center, Golf Course, Park, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available
Water SourcePublic
ParkingAttached, Garage
ViewLake, Pond, Protected Preserve, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedJanuary 14, 2025
Days on Market24
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesCable TV, Internet, Security
Tax Amount$4,115.93
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Golf & CC

St Johns Golf & CC is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all St Johns Golf & CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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