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Sold

Sold·Closed Jan 5, 2026·311 days on market

429 Melrose Avenue

Green Cove Springs, FL 32043

$199,000sold priceListed at $215,000 · 92.6% of asking$194/sqftMLS# 2064443
3
Beds
1.5
Baths
1,025
Sq Ft
1987
Built
—
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

This home is located in the beautiful town of Green Cove Springs. What a Great Started home for a family or new homeowner just starting out. This home has been updated, freshly painted with updated bathroom and kithcen. The backyard is fully fenced for your privacy and pets. This home is located minutes from downtown Green Cove and to the St. Johns River and Town Park with many restaurants to chose from. Enjoy all the amenities Green Cove Springs has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,094
Property taxesest. at asking price, Clay County$305
Estimated total, before insurance$1,399/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,371/yr · $281/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,499 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,371/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
466 Sally Street, Green Cove Springs, FL 32043Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYMar 2026$238,000$1984/1.51,200610.1
596 S West Street, Green Cove Springs, FL 32043Listed by COWFORD REALTY & DESIGN LLCDec 2025$260,000$2523/1.51,03260.2
806 Cove Street, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPSep 2026$289,500$2393/21,21340.3
1208 Melrose Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$211,000$1793/11,176610.3
403 Vermont Avenue, Green Cove Springs, FL 32043Listed by OPENDOOR BROKERAGE, LLC.May 2026$240,000$2223/21,080320.3
407 Green Street S, Green Cove Springs, FL 32043Listed by EXIT INSPIRED REAL ESTATEFeb 2026$270,000$2103/21,288950.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$210
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,025
Total Structure Area1,025 sq ft
Acres0.25 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address429 Melrose Avenue, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGreen Cove Heights
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size10,890 sq ft
Parcel Number38062601700700121

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport
ViewOther

Interior

AppliancesDishwasher, Electric Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionFrame
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedNovember 11, 2025
Days on Market311
Tax Amount$3,370.67
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold by: DISCOVER REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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