Sold·Closed Sep 3, 2026·61 days on market
1208 Melrose Avenue
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Charming 3-bedroom, 1-bath home with great curb appeal featuring a classic picket fence and welcoming front deck--perfect for enjoying your morning coffee or relaxing in the evening. Inside, you'll find a cozy living area with a fireplace and a functional layout designed for comfortable living. The property also includes a fenced yard, storage buildings for extra space, and a concrete driveway with ample parking. Conveniently located near shopping, dining, schools, and major roadways. A wonderful opportunity for first-time homebuyers, downsizers, or investors alike.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,625 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 22 mi · 60 parking spaces
Closest park or preserve
Alpine Groves Parkabout 7 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 1 mi · Governor's Creek
Closest grocery store
Publixabout 7 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $194,812 | $0 | — |
| 2024 | $177,958 | $0 | — |
| 2023 | $163,816 | $0 | — |
| 2022 | $138,773 | $0 | — |
| 2021 | $109,546 | $0 | — |
| 2020 | $97,424 | $0 | — |
property taxes (current owner): $1,875/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$217,000
- Jul 21, 2026Active Under Contract$217,000
- Jun 1, 2026Listed$217,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 446 Vermont Avenue, Green Cove Springs, FL 32043Listed by INSPIRED REALTY LLC | Jul 2026 | $214,000 | $146 | 3/2 | 1,461 | 71 | 0.2 |
| 606 Highland Avenue, Green Cove Springs, FL 32043Listed by MANUCY REALTY AND ASSOCIATES | May 2026 | $178,500 | $181 | 1/1.5 | 986 | 11 | 0.3 |
| 403 Vermont Avenue, Green Cove Springs, FL 32043Listed by OPENDOOR BROKERAGE, LLC. | May 2026 | $240,000 | $222 | 3/2 | 1,080 | 32 | 0.3 |
| 806 Cove Street, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Sep 2026 | $289,500 | $239 | 3/2 | 1,213 | 4 | 0.6 |
| 809 Bay Street, Green Cove Springs, FL 32043Listed by CORE REALTY, LLC | Jun 2026 | $270,000 | $197 | 3/2 | 1,372 | 7 | 0.6 |
| 104 Jack Street, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | May 2026 | $252,000 | $214 | 3/1 | 1,180 | 45 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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