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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 25, 2026·95 days on market

407 Green Street S

Green Cove Springs, FL 32043

$270,000sold priceListed at $275,000 · 98.2% of asking$210/sqftMLS# 2109677
3
Beds
2
Baths
1,288
Sq Ft
2002
Built
2
Garage
No
Pool
No HOA16,117 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

SHORT SALE! Rare Find in the Heart of Green Cove Springs! NO HOA OR CDD!! Welcome home to this beautifully maintained 3-bedroom, 2-bath residence with a 2-car garage, tucked away on a quiet street in one of Green Cove Springs' most sought-after areas. Nestled on a generous, mature lot, this property offers the perfect blend of privacy, charm, and convenience. Inside, you'll be greeted by a spacious and inviting floor plan featuring brand-new flooring throughout, creating a fresh and modern feel. The kitchen and dining areas flow seamlessly into the living space, making this home ideal for both everyday living and entertaining. The split-bedroom design ensures added privacy, with a comfortable primary suite and two additional bedrooms that can easily serve as guest rooms, an office, or flex space. Step outside and enjoy Florida living at its best in your screened-in Florida room adding 336sq ft & fully fenced yard perfect for morning coffee, quiet evenings, or hosting friends & family.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,484
Property taxesest. at asking price, Clay County$414
Estimated total, before insurance$1,898/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,847/yr · $404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,847/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
806 Cove Street, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPSep 2026$289,500$2393/21,21340.1
809 Bay Street, Green Cove Springs, FL 32043Listed by CORE REALTY, LLCJun 2026$270,000$1973/21,37270.1
314 Palmetto Avenue, Green Cove Springs, FL 32043Listed by PUBLIC SERVICES REALTYSep 2026$195,000$2012/19683970.2
3 Citizen Street, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYAug 2026$205,000$1464/1.51,400120.4
702 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by MAXREV, LLCOct 2026$292,500$1853/2.51,5811290.6
1208 Melrose Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$211,000$1793/11,176610.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$214
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,288
Total Structure Area2,095 sq ft
Acres0.37 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryCharles E. Bennett, reported on 6 other Palmer & Ferris listings
MiddleGreen Cove Springs, reported on 6 other Palmer & Ferris listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address407 Green Street S, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionPalmer & Ferris
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size16,117.2 sq ft
Lot Dimensions100x121
Parcel Number38062601708100000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Dryer, Electric Oven, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 22, 2025
Days on Market95
Tax Amount$4,846.92
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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