Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 6, 2025·55 days on market·Recent sales in SilverLeaf

7700 Atlantic Road

St. Augustine, FL 32092

$320,000sold priceListed at $379,000 · 84.4% of asking$180/sqftMLS# 2060237
4
Beds
2
Baths
1,782
Sq Ft
1996
Built
—
Garage
No
Pool
No HOA9.79 acresMobile Home1 story

About this home

St. Augustine

This is a serene location for your dream homestead with possibility of building a MIL suite or other structure. Zoned Open Rural. No HOA or CDD fee. Bring your toys and RV. Located roughly 2 blocks from the St. Johns River and about a quarter mile from the Riverdale Boat Ramp Park.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, St. Johns County$426
Estimated total, before insurance$2,198/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,168/yr · $181/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $426
Insurance (est.): $213
Estimated Total Monthly
$2,412
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,168/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 11, 2024Listed$379,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $301/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1720 County Road 13 S, Elkton, FL 32033Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$675,000$3014/22,246611.2
156 County Road 13, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2025$500,000$2552/31,960801.8
442 Cedar Creek Road, Palatka, FL 32177Listed by MODERN REALTY OF FLORIDASep 2026$545,000$4163/21,30922.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,000
Price / Sq Ft$213
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,782
Total Structure Area1,800 sq ft
Acres9.79 acres
Year Built1996
TypeResidential
Sub-TypeMobile Home
StyleRanch
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address7700 Atlantic Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionRiverdale Farm Tracts
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size426,452.4 sq ft
Parcel Number0204900000

Amenities

UtilitiesElectricity Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street
ViewTrees/Woods, Other

Interior

AppliancesElectric Cooktop, Electric Oven
HeatingElectric
CoolingCentral Air, Wall/Window Unit(s)
# of Stories1

Exterior

FencingChain Link
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedDecember 11, 2024
Days on Market55
Tax Amount$2,167.56
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines