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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Jun 27, 2025·166 days on market·Recent sales in Julington Creek·Julington Creek

1922 E Windy Way

St. Johns, FL 32259

$470,000sold priceListed at $479,900 · 97.9% of asking$204/sqftMLS# 2058804
4
Beds
2
Baths
2,303
Sq Ft
2004
Built
2
Garage
Yes
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $47/mo8,712 sqft lotSingle Family Residence1 story

About this home

Julington Creek

Buyer financing fell thru on last day of loan approval. Home appraised and minor repairs were all complete. This home is ready to close quickly. Beautiful 4 bedroom 2 full bath home in Julington Creek Plantation. Backyard oasis that will let you relax in your salt water pool which includes a new pump and screened lanai. New Roof in 2021 and New A/C in 2022. Large owner's suite with walk in closets, garden tub, walk in shower and direct access to pool. Kitchen has 42'' cabinets and breakfast bar opening to a wonderful family room with fireplace. Separate dining room and spacious secondary bedrooms. Enjoy the benefits of the home's water softener. Full house has wired speaker system including out by the pool. Fully fenced backyard and irrigation system. Take advantage of access to all of Julington Creek Plantations wonderful amenities. Shopping and restaurants close by and enjoy St Johns County A rated schools. Welcome Home!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, St. Johns County$625
HOAbilled annually$47
Estimated total, before insurance$3,275/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,887/yr · $407/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $625
Insurance (est.): $313
Estimated Total Monthly
$3,542
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$420,345$420,345—
2024$397,729$248,512—
2023$385,693$239,817—
2022$360,330$231,376—
2021$282,931$223,181—
2020$269,409$219,409—

2024 property taxes (current owner): $4,887/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
616 E Tropical Trace, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$510,000$2924/21,746130.2
1844 W Windy Way, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATESep 2026$510,000$2174/32,347490.3
3920 E Glendale Court, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$660,000$2255/42,934400.5
352 Arella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$659,900$2384/32,770110.7
569 Sparrow Branch Circle, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$410,000$2383/21,72401
409 Starlis Place, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$579,900$2424/32,40021

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,900
Price / Sq Ft$208
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,303
Acres0.20 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

Community Information

Address1922 E Windy Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number2495492870
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedDecember 16, 2024
Days on Market166
HOA Fees$560 / Annually
HOA FrequencyAnnually
HOA NameJulington Creek Plantation
Tax Amount$4,886.97
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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