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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Dec 26, 2024·2 days on market·Recent sales in Atlantic Beach

60 Dutton Island Road W

Atlantic Beach, FL 32233

$532,500sold priceListed at $525,000 · 101.4% of asking$319/sqftMLS# 2056432
3
Beds
2
Baths
1,668
Sq Ft
2023
Built
2
Garage
No
Pool
No HOA7,841 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach

Open house cancelled, multiple offers received. Highest and best by 11/23 at 11:30 am. Check out this beautiful 2023 built home, with quick access to the beach, parks, nature preserves, shops, and more! This 3 bedroom / 2 bathroom home features a 2 car garage, along with a large driveway with plenty of room for a boat/RV. Inside you will find open floor plan living, tons of storage, a walk in master closet, and a separate laundry room. High end finishes can be found throughout the home including quartz countertops and luxury vinyl plank flooring. In the fully fenced backyard you will find a new pavered patio, and beautiful landscaping to maximize privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,950
Property taxesest. at asking price, Duval County$869
Estimated total, before insurance$3,819/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$532,500
$106,500
Loan Term
Monthly Payment
$2,950
Principal & Interest: $2,950
Property taxes (est.): $870
Insurance (est.): $355
Estimated Total Monthly
$4,174
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,450 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $1,823/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 21, 2024Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTYOct 2026$352,000$3013/21,17050.4
2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCSep 2026$525,000$2873/2.51,828390.5
2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC.Sep 2026$367,000$2193/21,6721310.5
1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLCSep 2026$430,000$2954/21,456200.7
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTYAug 2026$350,000$2582/1.51,3551230.7
466 Mako Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$683,000$3494/21,95780.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$315
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,668
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address60 Dutton Island Road W, Atlantic Beach, FL 32233
Area233-Atlantic Beach-West
SubdivisionAtlantic Beach West
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,840.8 sq ft
Parcel Number1720970020

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
FencingVinyl
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedNovember 21, 2024
Days on Market2
Tax Amount$1,823.45
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 26, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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