This home is in Mariner Point, Jacksonville — a pool home in Jacksonville.
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Sold·Closed Dec 12, 2024·44 days on market·Recent sales in Mariner Point·Mariner Point
4952 White Bluff Drive
Jacksonville, FL 32225
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About this home
Mariner Point
Tired of waiting for interest rates to come down? Seller is offering $10K to buy down your interest rate!! Stand on front porch or driveway and see the beautiful St. John's river with vessels moving up and down. Morning colors from sunrise can be seen from front picture window and sunset colors from 5th bedroom/office. There is a slip for sale in the community marina if desired. Home updated after tree fell on primary closet. Seller has all records and permits of work professionally performed. Florida room is not included in square footage of home, but can be used year round. Popcorn ceiling have been removed in all but 2 rooms. Garage is currently being used as 1 car with the second bay housing an elevator lift to avoid climbing stairs from garage to kitchen . New roof in 2023, new side by side refrigerator with craft ice clubes in 2024. Fireplace is electric with remote control for flame. Seller is listing agent
Next steps in Mariner Point
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,029 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $4,785/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2024Listed$629,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5043 Mariners Point Drive, Jacksonville, FL 32225Listed by HOME PLACE REALTY | Jun 2026 | $935,000 | $265 | 4/4 | 3,525 | 54 | 0.1 |
| 4848 Charles Bennett Drive, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $645,000 | $243 | 4/2.5 | 2,655 | 28 | 0.2 |
| 11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $513,500 | $234 | 3/2 | 2,194 | 3 | 0.5 |
| 4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $166 | 4/2.5 | 2,380 | 3 | 0.6 |
| 11405 Reed Island Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $575,000 | $284 | 3/2 | 2,025 | 14 | 0.6 |
| 12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Jul 2026 | $575,000 | $196 | 4/3 | 2,934 | 13 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mariner Point
Mariner Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 12, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines