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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Secret Cove, Jacksonville.

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Sold

Sold·Closed Oct 17, 2024·2 days on market·Recent sales in Secret Cove·Secret Cove

3537 Compass Rose Drive E

Jacksonville, FL 32216

$499,000sold priceListed at $499,900 · 99.8% of asking$178/sqftMLS# 2047472
5
Beds
2.5
Baths
2,803
Sq Ft
1979
Built
2
Garage
No
Pool

3 more homes for sale in Secret Cove →Search Secret Cove on the map

HOA $38/mo11,326 sqft lotSingle Family Residence2 stories

About this home

Secret Cove

Come and make this beautiful home in Secret Cove your own!!! This is a well-established neighborhood in the heart of Southside. Seller recently replaced Roof (2024) and updated Electrical Panel (2024). The ground floor features large living and dining areas. Family room features elegant fireplace and crown molding throughout. The kitchen features granite counter tops, stainless-steel appliances, and a breakfast seating area. The kitchen and family rooms open onto a large, screened lanai. Upstairs is the owner's suite and 4 additional bedrooms. Updated bathrooms and brand new carpet. The home is on a large lot that backs up to a forested, private area. The Secret Cove community offers great amenities such as a community pool, tennis courts, and public park. Enjoy the neighborhood's 23 acre lake. Some amenities require the homeowner to join an additional voluntary HOA.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,764
Property taxesest. at asking price, Duval County$815
HOAbilled annually$38
Estimated total, before insurance$3,616/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,501/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2024Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATESep 2026$435,000$1954/22,229140.2
3245 Clipper Place, Jacksonville, FL 32216Listed by MOMENTUM REALTYAug 2026$470,000$2363/21,990730.2
3331 Hidden Lake Drive W, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$655,000$2194/22,99000.3
8333 Highgate Drive, Jacksonville, FL 32216Listed by EVERYSTATE INCJun 2026$383,500$1524/2.52,5232910.3
3507 Hidden Lake Drive W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVJun 2026$730,000$2634/2.52,778910.3
8206 Cutter Place, Jacksonville, FL 32216Listed by LIVE LOVELY REALTY LLCJul 2026$512,000$1824/22,81960.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$178
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,803
Acres0.26 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3537 Compass Rose Drive E, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSecret Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size11,325.6 sq ft
Parcel Number1543790126

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedSeptember 14, 2024
Days on Market2
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$3,501.17
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HEAVENLY HOME REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Secret Cove

Secret Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.

View all Secret Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 17, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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