This home is in Whisper Ridge, St. Augustine — a home near St. Augustine High School.
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Sold·Closed Nov 25, 2024·51 days on market·Recent sales in Whisper Ridge·Whisper Ridge
936 S Forest Creek Drive
St. Augustine, FL 32092
10 more homes for sale in Whisper Ridge →Search Whisper Ridge on the map
About this home
Whisper Ridge
Welcome to this stunning 5-bedroom, 4-bath home in the desirable Whisper Ridge community, where you'll enjoy the benefits of an extra-large lot and no CDD fees. This beautiful home offers a formal living and dining room, perfect for hosting gatherings, along with a versatile bonus room that includes a full bath—ideal for a guest suite, home office, or playroom. The spacious great room, featuring elegant wood flooring, serves as the heart of the home. A separate laundry room and a 3-car garage provide added convenience and ample storage. Step outside to your expansive backyard, where there's plenty of room to create your dream outdoor oasis, whether that includes a pool, a play area for the family, or both. The property is privacy fenced and equipped with a camera system that conveys with the home, ensuring peace of mind.
Next steps in Whisper Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,699 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $3,815/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 30, 2024Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $207/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1112 Hawk Watch Circle, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Jul 2026 | $528,000 | $216 | 3/2 | 2,445 | 43 | 0.1 |
| 1599 Timber Trace Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $400,000 | $199 | 4/2 | 2,006 | 25 | 0.2 |
| 1560 Timber Trace Drive, St. Augustine, FL 32092Listed by JENSEN REAL ESTATE GROUP LLC | Apr 2026 | $380,000 | $165 | 3/2 | 2,300 | 339 | 0.2 |
| 409 Spring Ridge Court, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS | Oct 2025 | $395,000 | $170 | 4/2 | 2,326 | 60 | 0.3 |
| 2125 Sandy Branch Place, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $510,000 | $222 | 4/2 | 2,300 | 6 | 0.4 |
| 2121 Sandy Branch Place, St. Augustine, FL 32092Listed by OPENDOOR BROKERAGE, LLC. | Aug 2025 | $400,000 | $152 | 5/3.5 | 2,629 | 387 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 25, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines