This home is in Whisper Ridge, Hilliard.
Active·161 days on market·Whisper Ridge
37255 Whisper Way
Hilliard, FL 32046
About this home
Whisper Ridge
Nestled within the beautiful Whisper Ridge community in Hilliard, Florida, this stunning new construction home, featuring 4 bedrooms and 2 bathrooms, provides plenty of space for growing families, or simply enjoying everyday living. Step inside to an open and airy layout filled with natural light. Just off the entryway, a spacious dining room awaits. The heart of the home is the beautifully upgraded kitchen, showcasing Whirlpool stainless steel appliances, elegant granite countertops, and gorgeous white cabinetry. The kitchen flows seamlessly into the spacious living area, creating an inviting atmosphere ideal for entertaining or relaxing at home. Retreat to the private owner's suite, where comfort takes center stage. The spa-inspired bathroom features dual sink vanities, a step-in shower, a relaxing soaking tub, and generous space designed to help you unwind after a long day. Experience the perfect blend of comfort, style, and community charm. Schedule your private tour today.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $25,000 | $25,000 | — |
| 2024 | $35,000 | $35,000 | — |
| 2023 | $13,993 | $11,002 | — |
2025 property taxes (current owner): $416/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,619 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 7, 2026Price change$376,900+$8,000
- Feb 4, 2026Listed$368,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in St. Johns County, FL (Nassau County), ZIP 32046.
View all Whisper Ridge homes for sale →Listing Courtesy of: LGI REALTY - FLORIDA, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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