This home is in Whisper Ridge, Hilliard.
Active·15 days on market·Whisper Ridge
37442 Whisper Way
Hilliard, FL 32046
9 more homes for sale in Whisper Ridge →Search Whisper Ridge on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Whisper Ridge
This sweet 3-bed/2-bath home in Hilliard's Whisper Ridge is only 3 years old. It feels comfortable, and ready for you to just move in. Step through the charming half-lite entry door and you're greeted by an open, easy-flow family room, the kind of space that's just as good for lazy Saturday mornings. Just off the entry, there's also a flexible Den space at the front of the home, currently used as a bedroom with a stylish barn door, great for a home office, playroom, or guest space. The kitchen is really the star of the show, with crisp white cabinets, granite countertops & SS appliances that make cooking dinner feel a little more special. The primary bedroom is a nice size & comes with its own private bath, and the two additional bedrooms give you plenty of options. Vinyl plank floors run through the main living spaces for easy care, with carpet in the bedrooms. There's a two-car garage and the smaller yard doesn't demand a ton of upkeep. Whisper Ridge has its own park: playground
Next steps in Whisper Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,701 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 25, 2026Listed$336,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 37397 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Aug 2026 | $345,900 | $225 | 3/2 | 1,536 | 49 | 0.1 |
| 37127 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $363,900 | $197 | 4/2 | 1,847 | 172 | 0.1 |
| 37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $292,900 | $235 | 3/2 | 1,249 | 25 | 0.2 |
| 37247 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $295,900 | $237 | 3/2 | 1,247 | 99 | 0.2 |
| 37123 Marshall Lane, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTY | Aug 2026 | $305,000 | $189 | 3/2.5 | 1,618 | 38 | 0.6 |
| 151088 County Road 108, Hilliard, FL 32046Listed by EXP REALTY LLC | May 2026 | $225,000 | $121 | 3/2.5 | 1,860 | 7 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in World Golf Village, FL (Nassau County), ZIP 32046.
View all Whisper Ridge homes for sale →Keep looking
More homes in Whisper Ridge
For Sale37255 Whisper WayHilliard, FL 32046
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$334,900Est. $1,782/moNestled within the beautiful Whisper Ridge community in Hilliard, Florida, this stunning new construction home,…
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For Sale37263 Whisper WayHilliard, FL 32046
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$324,900Est. $1,729/moExperience modern living in the sought-after Whisper Ridge community of Hilliard, Florida. This beautifully designed,…
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For Sale37119 Whippoorwill CourtHilliard, FL 32046
3 bd · 2 ba · 1,536 sq ft
$314,900Est. $1,676/moThis brand-new construction home, located in the beautiful Whisper Ridge community of Hilliard, Florida, offers 3…
Listing Office: lgi realty - florida, llc
For Sale37135 Whippoorwill CourtHilliard, FL 32046
3 bd · 2 ba · 1,403 sq ft
$299,900Est. $1,596/moDiscover modern comfort and small-town charm in the sought-after Whisper Ridge community of Hilliard, Florida. This…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines