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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cascades at World Golf Village, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Feb 21, 2025·179 days on market·Recent sales in Cascades at World Golf Village·Cascades at World Golf Village

1428 Castle Pines Circle

St. Augustine, FL 32092

$355,000sold priceListed at $389,000 · 91.3% of asking$197/sqftMLS# 2040026
3
Beds
2
Baths
1,799
Sq Ft
2007
Built
2
Garage
No
Pool

6 more homes for sale in Cascades at World Golf Village →Search Cascades at World Golf Village on the map

HOA $400/mo9,583 sqft lotSingle Family Residence1 story

About this home

Cascades at World Golf Village

Welcome home! This lovely cottage style home , located in an established 55 + community, is move in ready! This 3 bedroom 2 bath house is located on a large corner lot. Enjoy all the ammenities Cascades has to offer, from the clubhouse, swimming pool, indoor and outdoor, pickleball and tennis! The HOA fee covers lawn care, irrigation, garbage and recycling, No CDD!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, St. Johns County$472
HOAbilled monthly$400
Estimated total, before insurance$2,839/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $472
Insurance (est.): $237
Estimated Total Monthly
$2,675
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,727/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 31, 2024Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1330 Castle Pines Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Aug 2026$395,000$1862/22,124950.2
1212 Coghill Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$329,999$2143/21,542420.3
529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$430,000$2062/22,084200.7
1392 Parkland Trail, St. Augustine, FL 32095Listed by DOCTORS LAKE REALTYSep 2026$358,500$1813/21,984821.1
53 Dovetail Circle, St. Augustine, FL 32095Listed by HERRON REAL ESTATE LLCOct 2026$370,000$2062/21,7981731.3
46 Eagles Landing Lane, St. Augustine, FL 32095Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$400,000$2222/21,798181.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,000
Price / Sq Ft$216
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,799
Acres0.22 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address1428 Castle Pines Circle, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Cascades
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size9,583.2 sq ft
Parcel Number0292211220

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 31, 2024
Days on Market179
HOA Fees$400 / Monthly
HOA FrequencyMonthly
Tax Amount$2,726.53
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cascades at World Golf Village

Cascades at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cascades at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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