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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coquina Ridge, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Nov 14, 2024·102 days on market·Recent sales in Coquina Ridge·Coquina Ridge

34 Estero Court

St. Augustine, FL 32084

$795,000sold priceListed at $815,000 · 97.5% of asking$278/sqftMLS# 2039711
4
Beds
3.5
Baths
2,861
Sq Ft
2017
Built
3
Garage
Yes
Pool

All Coquina Ridge homes for sale →Search Coquina Ridge on the map

HOA $48/mo14,810 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Coquina Ridge

Nestled in the charming neighborhood of Coquina Ridge, this lovingly maintained pool home offers both luxury and convenience. Situated on a large corner lot, this property boasts a 3-car garage with a spacious driveway and retractable screens, allowing you to enjoy an open garage without unwanted critters. The landscaping boasts concrete edging for the beds. The front door also features a retractable screen, complemented by a paver walkway.Upon entering, you'll be captivated by the home's spaciousness and exquisite details, including gorgeous ceramic tile throughout, large crown molding, and base molding. To the right of the foyer, you'll find two guest bedrooms and a guest bathroom, each equipped with plantation shutters, ceiling fans, and retractable blackout blinds. Across from the bedrooms is a huge laundry room with a utility sink, closet, folding area countertop, and cabinets. The guest bathroom features striking tiling around the bath/shower surround.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,404
Property taxesest. at asking price, St. Johns County$1,058
HOAbilled annually$48
Estimated total, before insurance$5,510/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$795,000
$159,000
Loan Term
Monthly Payment
$4,404
Principal & Interest: $4,404
Property taxes (est.): $1,058
Insurance (est.): $530
Estimated Total Monthly
$5,991
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$593,485$540,420—
2024$557,685$266,335—
2023$589,282$255,519—
2022$490,374$249,518—
2021$380,190$239,323—
2020$361,402$234,631—

2023 property taxes (current owner): $3,941/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2024Listed$815,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
34 Estero Court, St. Augustine, FL 32084Listed by BEACH STATE REALTYJul 2026$796,500$2784/3.52,861580
96 Cypress Bluff Way, St. Augustine, FL 32084Listed by DREES REALTYMar 2026$465,000$2253/22,0662520.5
830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJun 2026$340,000$1463/22,3291870.9
783 Pullman Circle, St. Augustine, FL 32084Listed by STA REALTYSep 2026$585,000$2494/32,346241
49 Mission Cove Circle, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2026$362,000$1704/22,126591.1
306 S Hamilton Springs Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$445,000$2194/32,03371.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$815,000
Price / Sq Ft$285
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,861
Acres0.34 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Solar Heat
Is WaterfrontYes

School Information

ElementaryCrookshank
MiddleMurray

Community Information

Address34 Estero Court, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionCoquina Ridge
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size14,810.4 sq ft
Parcel Number0862510890
ZoningPUD

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories2

Exterior

Lot DescriptionIrregular Lot
Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 30, 2024
Days on Market102
HOA Fees$580 / Annually
HOA FrequencyAnnually
Tax Amount$3,940.86
Tax Year2023
Listing TermsCash, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coquina Ridge

Coquina Ridge is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Coquina Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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