This home is in Jacksonville — a waterfront home in Jacksonville.
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Sold·Closed Feb 3, 2025·171 days on market·Recent sales in Jacksonville
3994 Anderson Woods Drive
Jacksonville, FL 32218
About this home
Jacksonville
New Roof! New HVAC! Welcome to your dream home! This beautifully remodeled two-story home features 4 bedrooms and 2.5 bathrooms, nestled in the highly sought-after Cambridge Estates neighborhood. The home is move-in ready, offering a perfect blend of luxury and comfort. Enjoy serene water views from the upstairs balcony, or unwind on the stone-paved patio downstairs under the charming pergola. The oversized master suite on the first floor includes a spacious walk-in closet and direct access to the screened lanai. The en-suite bathroom is a spa-like oasis with a double vanity, garden tub, and separate shower. Entertaining is a breeze in the expansive formal dining room.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,706 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $5,061/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jan 10, 2025Listed$370,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $130/sq ft; this home is listed at $140/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4017 Clearbrook Cove Road, Jacksonville, FL 32218Listed by INTEGRITY KEY REALTY LLC | Sep 2026 | $234,000 | $126 | 4/2 | 1,855 | 35 | 0.1 |
| 11017 Apple Blossom Trail W, Jacksonville, FL 32218Listed by EXP REALTY LLC | Aug 2026 | $315,000 | $149 | 4/2 | 2,110 | 75 | 1 |
| 5032 Foxboro Road, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $260,000 | $130 | 4/3 | 1,998 | 1 | 1 |
| 3736 Rose Street, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INC | Aug 2026 | $80,000 | $40 | 3/2 | 2,024 | 47 | 1.2 |
| 5556 Kellar Circle, Jacksonville, FL 32218Listed by NAVY TO NAVY HOMES LLC | Aug 2026 | $300,000 | $150 | 4/3 | 2,006 | 142 | 1.2 |
| 9808 Sibbald Road, Jacksonville, FL 32208Listed by NEXTHOME ENDLESS SUMMER | Jul 2026 | $350,000 | $103 | 4/3 | 3,404 | 35 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Feb 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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