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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$449,9994 bd · 2 ba · 2,092 sq ft

Active·5 days on market

2190 Hickory Lane

Orange Park, FL 32073

$449,999$215/sqftEst. $2,453/mo mortgageMLS# 2172367
4
Beds
2
Baths
2,092
Sq Ft
1979
Built
2
Garage
No
Pool
FEMA Zone XNo HOA14,810 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

**Welcome to 2190 Hickory Lane!** This fully renovated retreat in Orange Park's Hickory Manor showcases an entertainer's dream setup: an expansive butler's pantry concealed behind a sleek ghost (hidden) door, complete with a workstation sink, prep space, fridge hookup, and a pass-through counter into the kitchen. The main kitchen features its own workstation sink, two appliance garage cabinets, range hood, land flows across new luxury vinyl plank flooring throughout. Both bathrooms include illuminated LED mirrors and upgraded fixtures, while the primary suite offers a spa experience with Delta thermostatic dual shower controls, a heated towel bar, and dual vanity. Smart security is built in with a new Ring doorbell and two Ring floodlights. Outside, find mature citrus trees, dedicated RV/boat parking with direct street access from Milwaukee Ave, and an EV charger in the garage. Located in the heart of Orange Park, this turnkey home is minutes from Doctor's Lake. Tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,453
Property taxesest. at asking price, Clay County$690
Estimated total, before insurance$3,143/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,393/yr · $283/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,999
$90,000
Loan Term
Monthly Payment
$2,453
Principal & Interest: $2,453
Property taxes (est.): $690
Insurance (est.): $300
Estimated Total Monthly
$3,443
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,420 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,393/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Listed$449,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2286 Laurel Grove Lane W, Orange Park, FL 32073Listed by HOME SOLD REALTY LLCOct 2026$485,000$1825/32,66360.3
1832 Plainfield Avenue, Orange Park, FL 32073Listed by TRUDEALS REALTY CORPSep 2026$415,000$2393/21,734540.4
1829 Plainfield Avenue, Orange Park, FL 32073Listed by FRONT PORCH REALTYSep 2026$345,000$1903/21,812360.5
746 Winfred Place, Orange Park, FL 32073Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYOct 2026$406,000$1704/22,386470.6
2406 Elbow Road, Orange Park, FL 32073Listed by EXP REALTY LLCSep 2026$349,900$1434/32,439120.6
1339 Grove Park Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTSSep 2026$376,000$1693/2.52,222630.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$449,999
Price / Sq Ft$215
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,092
Total Structure Area3,513 sq ft
Acres0.34 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryMontclair
MiddleLakeside

Community Information

Address2190 Hickory Lane, Orange Park, FL 32073
Area137-Doctor's Lake
SubdivisionHickory Manor
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size14,810.4 sq ft
Lot Dimensions148' x 105'
Parcel Number41042601945500202
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Dead End Street
Patio / PorchAwning(s)
FencingBack Yard, Wood
RoofShingle
ConstructionComposition Siding, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 5, 2026
Days on Market5
Tax Amount$3,393.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CONVENE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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