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Active Under Contract

Active Under Contract·28 days on market

746 Winfred Place

Orange Park, FL 32073

$411,000$172/sqftEst. $2,194/moMLS# 2162411
↓ $15,000 below original list
4
Beds
2
Baths
2,386
Sq Ft
1981
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.40 acresSingle Family Residence1 story

About this home

Orange Park

Welcome to 746 Winfred Place in desirable Old Orange Park! This well-maintained 4-bedroom, 2-bath brick pool home is ideally situated at the start of a cul-de-sac and within a nice walking distance of the St. Johns River. Enjoy a spacious backyard oasis featuring a sparkling pool, patio area, RV parking and three additional storage sheds. The fabulous glassed-in, air-conditioned sunroom offers additional year-round living and entertaining space. Inside, you'll find a wood-burning fireplace, stainless steel appliances, and tile and LVP flooring throughout. The garage is currently being used as office/workspace but can easily be converted back to garage use. Established neighborhood, flexible living spaces and an incredible outdoor setup make this home a must-see! Call for a showing before it's GONE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,194
Property taxesest. at asking price, Clay County$630
Estimated total, before insurance$2,824/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,525/yr · $210/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$411,000
$82,200
Loan Term
Monthly Payment
$2,194
Principal & Interest: $2,194
Property taxes (est.): $630
Insurance (est.): $274
Estimated Total Monthly
$3,098
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,525/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Active Under Contract$411,000
  • Sep 4, 2026Price change$411,000−$15,000
  • Aug 28, 2026Listed$426,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$411,000
Price / Sq Ft$172
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,386
Acres0.40 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address746 Winfred Place, Orange Park, FL 32073
Area133-North Orange Park
SubdivisionWinfred Place
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size17,424 sq ft
Parcel Number41042601933701600

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, RV Access/Parking

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedAugust 28, 2026
Days on Market18
Tax Amount$2,525.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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