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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active Under Contract

$550,000Active Under Contract4 bd · 3 ba · 2,505 sq ft

Active Under Contract·11 days on market

2681 Belleshore Court

Orange Park, FL 32073

$550,000$220/sqftEst. $2,999/mo mortgageMLS# 2171144
4
Beds
3
Baths
2,505
Sq Ft
1989
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $29/mo13,068 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to this beautiful, immaculately maintained all-brick home in the sought-after Ashebourne neighborhood! Offering 4 bedrooms, 3 bathrooms, and 2,505 sq. ft. of living space, this stunning home blends timeless charm with valuable updates. The chef's dream Tuscan-style kitchen features KitchenAid stainless steel appliances, perfect for cooking and entertaining. Enjoy the warmth of the all-brick, wood-burning fireplace or unwind in the charming sunroom with beautiful wood ceilings. Outside, discover your private pool and huge fenced backyard, ideal for relaxing and entertaining. The spacious 2-car garage features an epoxy-coated floor. Additional highlights include a whole-house generator, new electrical panel, two water heaters, and an HVAC system approximately 5 years old. A new roof will be installed prior to closing! Built in 1989, this exceptionally cared-for home offers comfort, character, and fantastic living in this desirable setting. Don't miss this opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,999
Property taxesest. at asking price, Clay County$843
HOAbilled annually$29
Estimated total, before insurance$3,871/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,509/yr · $292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,999
Principal & Interest: $2,999
Property taxes (est.): $843
Insurance (est.): $367
Estimated Total Monthly
$4,208
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,344 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,509/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 7, 2026Active Under Contract$550,000
  • Oct 30, 2026Active$550,000
  • Oct 27, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5459 Harden Avenue, Orange Park, FL 32065Listed by THE LEGENDS OF REAL ESTATENov 2026$355,000$1924/21,84840.6
3175 Doctors Lake Drive, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$785,000$2604/2.53,0171350.9
4199 Pine Road Road, Orange Park, FL 32065Listed by AVALON GROUP USA LLCSep 2026$520,000$1954/3.52,6621791
957 Aspen Ridge Court, Orange Park, FL 32065Listed by OFFERPAD BROKERAGE FL LLCNov 2026$383,000$1374/22,798151.1
2220 Lookout Landing, Fleming Island, FL 32003Listed by RE/MAX UNLIMITEDOct 2026$555,000$2035/42,739691.3
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303401.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$550,000
Price / Sq Ft$220
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,505
Acres0.30 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryMontclair
MiddleLakeside

Community Information

Address2681 Belleshore Court, Orange Park, FL 32073
Area137-Doctor's Lake
SubdivisionAshebourne
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size13,068 sq ft
Parcel Number24042500842000140
ZoningResidential

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingFenced, Back Yard
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 30, 2026
Days on Market11
HOA Fees$350 / Annually
HOA FrequencyAnnually
Tax Amount$3,508.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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