Active·Listed today
1644 Royal Fern Lane
Orange Park, FL 32003
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Discover the perfect combination of comfort, elegance, and Florida living in this beautiful home located in the highly sought-after, gated community of Pace Island that provides 24-hour staffed security. Nestled among mature trees and lush landscaping, this stunning property offers a peaceful retreat while remaining conveniently close to shopping, dining, entertainment, and everyday essentials. Step inside to find a spacious, inviting split floorplan featuring an abundance of natural light, generous living areas, and beautiful finishes throughout. The kitchen serves as the heart of the home, offering ample counter space, plenty of cabinetry, and an ideal setting for entertaining family and friends. The primary suite provides a private escape with a spacious bedroom, walk-in closets, and relaxing en-suite bathroom. Additional bedrooms offer flexibility for family, guests, or a home office. Wood burning fireplace in the family room offers a cozy atmosphere. Enjoy Florida's beautiful
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,635 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 21 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 1 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 2 mi · Doctors Lake
Closest grocery store
The Fresh Marketabout 5 mi · 12795 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,874/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Listed$439,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1532 Silver Bell Lane, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $455,000 | $231 | 4/2 | 1,969 | 14 | 0.1 |
| 1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $635,000 | $255 | 4/3 | 2,489 | 79 | 0.2 |
| 1693 Tall Timber Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $380,000 | $187 | 3/2.5 | 2,030 | 153 | 0.3 |
| 1573 Chain Fern Way, Fleming Island, FL 32003Listed by WHOLESALE REALTY LLC | Aug 2026 | $575,000 | $254 | 4/3 | 2,264 | 28 | 0.3 |
| 4521 Longleaf Court, Fleming Island, FL 32003Listed by NEXTHOME COLLINS REALTY | Sep 2026 | $330,000 | $196 | 3/2 | 1,680 | 65 | 0.4 |
| 4718 Pine Avenue, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $405,000 | $181 | 3/2 | 2,234 | 6 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DIAMOND REALTY GROUP OF AMELIA ISLAND
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Pace Island
Pending1565 Chain Fern WayFleming Island, FL 32003
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$460,000Est. $2,448/moNew ROOF Prior to Closing with accepted offer. Welcome to Pace Island, Fleming Island's only manned gated community.…
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Under Contract1833 Bluebonnet WayFleming Island, FL 32003
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$495,000Est. $2,635/moWelcome to Pace Island, a private gated community where this beautiful 4-bedroom, 3-bath home offers serene pond views…
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For Sale1904 Bluebonnet WayFleming Island, FL 32003
4 bd · 3 ba · 2,301 sq ft
$499,900Est. $2,661/moNEW ROOF! Welcome to Pace Island, Fleming Island's premier gated community. This immaculately maintained, one-owner…
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For Sale1748 Royal Fern LaneFleming Island, FL 32003
4 bd · 2.5 ba · 2,881 sq ft
$539,900Est. $2,874/moSeller is offering $20,000 in flex cash with an offer accepted by the seller before October 31, 2026! Enjoy peaceful…
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Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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