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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$679,0003 bd · 2 ba · 1,919 sq ft

Active·24 days on market

19 Beachside Drive

Palm Coast, FL 32137

$679,000$354/sqftEst. $3,702/mo mortgageMLS# 2169740
3
Beds
2
Baths
1,919
Sq Ft
1981
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $115/mo13,068 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Rare North Palm Coast coastal gem steps from the beach! This beautifully renovated 3BR/2BA home features an attached 2-car garage and sits on an oversized, fully landscaped 0.25+ acre lot complete with premium palm trees and a 1-year-old heated saltwater pool. Interior boasts brand-new 3/4" hardwood floors throughout and a stunning new chef's kitchen with white cabinets, new appliances, and a massive quartz waterfall island. Versatile floor plan includes 2 additional offices perfect for a 4th/5th bedroom or remote work. Enjoy morning coffee in the fully insulated Florida room overlooking the pool, or take a 2-minute stroll to beach access in one direction and the community fishing/sunset dock in the other. True paradise found!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,702
HOAbilled monthly$115
Estimated total, before insurance$3,817/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,429/yr · $286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$679,000
$135,800
Loan Term
Monthly Payment
$3,702
Principal & Interest: $3,702
Insurance (est.): $453
Estimated Total Monthly
$4,155
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer, Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,429/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2026Listed$679,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $354/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS)Jul 2026$560,000$2773/22,02500.1
25 Smiling Fish Lane, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSNov 2025$550,000$3043/21,8102330.4
54 Los Lagos Boulevard, Palm Coast, FL 32137Listed by EXP REALTY LLCApr 2026$587,000$2653/22,216950.5
7 San Miguel Court, Palm Coast, FL 32137Listed by PURSUIT REAL ESTATE, LLCJan 2026$357,500$2402/21,4925640.9
6 San Filipe Way, Palm Coast, FL 32137Listed by DOGWOOD REALTYAug 2025$482,000$2414/22,0001771.1
27 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCFeb 2026$414,436$3083/21,3442552.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$679,000
Price / Sq Ft$354
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,919
Acres0.30 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo
Direction FacesSouth

School Information

This listingNo schools reported in the MLS
ElementaryOld Kings, reported on 2 other Maritime Estates listings
MiddleIndian Trails, reported on 2 other Maritime Estates listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address19 Beachside Drive, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionMaritime Estates
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size13,068 sq ft
Parcel Number3710314255000200090

Amenities

AmenitiesBeach Access, Boat Dock
Community FeaturesFishing
UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePublic
Green / EnergyAppliances
ParkingGarage Door Opener
ViewPool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Exterior FeaturesFire Pit
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick, Block
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 17, 2026
Days on Market24
HOA Fees$115 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer
Tax Amount$3,429.39
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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