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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$357,500Sold2 bd · 2 ba · 1,492 sq ft

Sold·Closed Jan 6, 2026·564 days on market

7 San Miguel Court

Palm Coast, FL 32137

$357,500sold priceListed at $370,000 · 96.6% of asking$240/sqftMLS# 2025109
2
Beds
2
Baths
1,492
Sq Ft
1993
Built
2
Garage
No
Pool
HOA $145/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Palm Coast

Wake up to ocean breezes and Florida sunshine in this beautifully renovated coastal home in Palm Coast. This completely updated home blends modern comfort with relaxed, seaside living, offering not just a house, but a lifestyle. Tucked away on a peaceful street, the home welcomes you with warm Mediterranean architecture and a spacious layout designed for comfort and function. Inside, you'll find updated flooring, a modernized kitchen with brand-new stainless steel appliances, and refreshed bathrooms with contemporary finishes. The property also features a generous office/flex room, perfect for working from home, hosting guests, or converting into a bedroom to suit your needs. Step outside to a serene backyard with a private patio and new fishing dock - ideal for morning coffee, sunset views, or casting a line on peaceful afternoons. Located in a vibrant community, you'll have access to

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,949
HOAbilled monthly$145
Estimated total, before insurance$2,094/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,752/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
25 Smiling Fish Lane, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSNov 2025$550,000$3043/21,8102330.5
10 Oceanside Drive, Palm Coast, FL 32137Listed by KELLER WILLIAMS ST JOHNSJul 2025$405,000$3792/11,068871.1
9 Ocean Street, Palm Coast, FL 32137Listed by REALTY EXECUTIVES OCEANSIDEJun 2025$425,000$3493/21,2181911.2
27 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCFeb 2026$414,436$3083/21,3442551.3
9 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCSep 2025$550,000$3133/31,7604431.3
32 Andover Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPAug 2026$495,000$2703/2.51,830291.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,000
Price / Sq Ft$248
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,492
Acres0.14 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address7 San Miguel Court, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionMatanzas Shores
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size6,098.4 sq ft
Parcel Number3710313725000000410
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Boat Dock, Clubhouse, Shuffleboard Court
Community FeaturesFishing
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Exterior FeaturesDock
Lot DescriptionCul-De-Sac
Patio / PorchScreened
RoofTile
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 1, 2025
Days on Market564
HOA Fees$145 / Monthly
HOA FrequencyMonthly
Tax Amount$4,752.02
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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