Active·2 days on market
44259 Artesian Boulevard
Callahan, FL 32011
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Callahan
Welcome to this beautifully renovated 4-bedroom, 2-bath home situated on a half-acre lot with no HOA! Featuring Hardy board and batten siding, vinyl plank flooring, updated bathrooms, and new light fixtures, this home blends style with everyday comfort. The updated kitchen offers new quartz countertops, new stainless steel appliances, and abundant cabinet space, while a wood-burning fireplace creates a cozy gathering spot. The primary bedroom is conveniently located downstairs, with three spacious bedrooms upstairs. Updates include a roof replaced in 2021, new windows, a new water heater, and new HVAC equipment and ductwork. The upstairs HVAC unit is approximately seven years old.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,653 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 21 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 3 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 5 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 4 mi · Thomas Creek
Closest youth league fields
Dinsmore Park and Community Centerabout 8 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $235,700 | $235,700 | — |
| 2024 | $219,533 | $219,533 | — |
| 2023 | $212,866 | $212,866 | — |
| 2022 | $181,753 | $77,901 | — |
| 2021 | $153,754 | $74,161 | — |
| 2020 | $143,762 | $72,440 | — |
2025 property taxes (current owner): $3,473/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $173/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44380 Pinebreeze Circle, Callahan, FL 32011Listed by BOLD & SOLD LLC | May 2025 | $265,000 | $119 | 4/2 | 2,232 | 108 | 0.5 |
| 44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLC | Oct 2026 | $320,000 | $165 | 4/2 | 1,944 | 33 | 0.6 |
| 44079 Lee Drive, Callahan, FL 32011Listed by LPT REALTY LLC | Jan 2026 | $250,000 | $116 | 5/3 | 2,160 | 34 | 0.8 |
| 44108 Becker Avenue, Callahan, FL 32011Listed by PALM CREEK PROPERTIES | Feb 2026 | $368,000 | $155 | 4/3.5 | 2,369 | 22 | 0.9 |
| 44017 Green Meadows Lane, Callahan, FL 32011Listed by WATSON REALTY CORP | Jul 2025 | $615,000 | $278 | 4/2 | 2,213 | 211 | 0.9 |
| 54038 Charles Street, Callahan, FL 32011Listed by FERNANDINA BEACH REALTY | Aug 2025 | $316,000 | $131 | 3/2.5 | 2,416 | 52 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale19445 NW 71st AvenueStarke, FL 32091
5 bd · 3 ba · 2,280 sq ft
$475,000Est. $2,528/moDiscover the space, privacy, and possibilities this beautiful 2019 mobile home has to offer. Situated on approximately…
Listing Office: cw realty
For Sale6441 Baker RoadKeystone Heights, FL 32656
4 bd · 2 ba · 2,586 sq ft
$473,000Est. $2,518/moThis immaculate and well loved lake home with additional cottage and a 20x20 detached garage plus 20x20 RV/Boat port on…
Listing Office: florida homes realty & mtg llc
For Sale1108 N 15th StreetFernandina Beach, FL 32034
3 bd · 2 ba · 1,008 sq ft
$479,000Est. $2,549/moCoastal charm meets island living on Amelia Island! This quaint and character-filled 3-bedroom, 2-bath home sits on…
Listing Office: watson realty corp
For Sale37257 RailroadHilliard, FL 32046
4 bd · 2.5 ba · 2,104 sq ft
$479,900Est. $2,554/moRoom to spread out without leaving town. This fully remodeled, move-in ready 4-bed, 2.5-bath home sits on two lots…
Listing Office: freedom realty group llc
Keep looking
Similar homes in Callahan
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/17/2026
2:00 pm - 4:00 pm