Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·5 days on market

19445 NW 71st Avenue

Starke, FL 32091

$490,000$215/sqftEst. $2,519/moMLS# 2161606

Beds

Baths

2,280

Sq Ft

2019

Built

—

Garage

Yes

Pool

About this home

Starke

Discover the space, privacy, and possibilities this beautiful 2019 mobile home has to offer. Situated on approximately +/- 14.82 acres in Starke, this 2,280-square-foot home features 5 bedrooms and 3 bathrooms, along with two comfortable living areas that provide plenty of flexibility for everyday living and entertaining. Step outside and enjoy the expansive outdoor living this property has to offer. The spacious back porch provides the perfect spot to relax, enjoy your morning coffee, or gather with family and friends. The yard features a fire pit area, an above-ground pool for those warm Florida days, and a shed for convenient storage. The spacious layout offers room for everyone, while the expansive acreage gives you the freedom to enjoy the outdoors, pursue hobbies, bring animals, or simply relax and take in the peaceful surroundings. With plenty of space both inside and out, this property is an excellent opportunity for anyone looking for a country lifestyle with room to grow.

Cost to own

Mortgage calculator

Home Price

$490,000

Down Payment: 20%

$98,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,519

Principal & Interest: $2,519

Insurance (est.): $327

Estimated Total Monthly

$2,846

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,519

Estimated total, before insurance$2,519/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History