This home is in Jacksonville — a new construction home in Jacksonville.
Active·2 days on market
3238 Dillon Street
Jacksonville, FL 32254
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this beautifully crafted new construction home by TM Homes. This thoughtfully designed 4 -bedroom, 2-bath home offers an open-concept floor plan, stylish finishes, and a spacious kitchen with ample cabinet and counter space. The private owner's suite features an ensuite bath, while three additional bedrooms provide flexibility for family, guests, or a home office. Complete with a 2-car garage, covered front entry, and spacious backyard, this move-in-ready home combines modern comfort with quality craftsmanship. Conveniently located near major highways, shopping, dining, and downtown Jacksonville.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,125 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 13, 2026Listed$252,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $115/sq ft; this home is listed at $145/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAX | Sep 2026 | $112,500 | $85 | 3/1.5 | 1,318 | 7 | 0.6 |
| 4014 Dellwood Avenue, Jacksonville, FL 32205Listed by WHOLESALE REALTY LLC | Oct 2026 | $322,000 | $250 | 3/2 | 1,288 | 2 | 0.7 |
| 3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDA | Sep 2026 | $180,000 | $109 | 3/1.5 | 1,656 | 28 | 0.8 |
| 3323 Post Street, Jacksonville, FL 32205Listed by EXP REALTY LLC | Sep 2026 | $164,625 | $115 | 3/2 | 1,426 | 83 | 0.8 |
| 2381 W 1st Street, Jacksonville, FL 32254Listed by LOKATION | Oct 2026 | $150,000 | $107 | 3/2 | 1,404 | 203 | 1.1 |
| 1201 Saint Clair Street, Jacksonville, FL 32254Listed by EXP REALTY LLC | Oct 2026 | $275,000 | $158 | 4/2 | 1,739 | 13 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines