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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·2 days on market

292 Mercury Drive

Orange Park, FL 32073

$253,000$232/sqftEst. $1,401/moMLS# 2168504
3
Beds
2
Baths
1,092
Sq Ft
1965
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to 292 Mercury Drive, Orange Park, FL 32073! This beautifully renovated home is move-in ready, featuring fresh modern finishes, updated flooring, a renovated kitchen and bathrooms, comfortable bedrooms, and bright, inviting living spaces. The functional layout also offers flexibility for a home office or additional living area. Enjoy a spacious backyard with mature trees, perfect for relaxing or entertaining. Conveniently located near Blanding Blvd, one of Orange Park's main commercial corridors, with easy access to Publix, Walmart, Winn-Dixie, restaurants, shopping, pharmacies, and HCA Florida Orange Park Hospital. Fully renovated, conveniently located, and ready for immediate occupancy. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,401
Property taxesest. at asking price, Clay County$388
Estimated total, before insurance$1,789/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$836/yr · $70/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$253,000
$50,600
Loan Term
Monthly Payment
$1,401
Principal & Interest: $1,401
Property taxes (est.): $388
Insurance (est.): $169
Estimated Total Monthly
$1,958
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,398 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $836/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$253,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
201 Canis Drive W, Orange Park, FL 32073Listed by RIVER CITY RENTALS AND REALTYSep 2026$136,000$1413/1.596390.2
265 Capella Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$260,000$1983/21,314280.2
232 Aquarius Concourse, Orange Park, FL 32073Listed by INTEGRITY KEY REALTY LLCJul 2026$226,000$1773/21,274120.2
1968 Acorn Run W, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$120,000$1022/21,17820.3
388 Arora Boulevard, Orange Park, FL 32073Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYAug 2026$188,500$1383/21,368110.3
1969 W Birch Run, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCJul 2026$225,000$2032/21,110150.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$253,000
Price / Sq Ft$232
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,092
Acres0.20 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address292 Mercury Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionOrange Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size8,712 sq ft
Lot Dimensions8,450
Parcel Number01042501144400000

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan
AppliancesConvection Oven, Dishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Hot Water
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, In Carport, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle

Additional Information

Date ListedOctober 8, 2026
Days on Market0
Tax Amount$835.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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