This home is in Jacksonville.
Active·2 days on market
8903 Washington Avenue
Jacksonville, FL 32208
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Don't miss out on this opportunity to own this charming 3-bedroom, 1-bath home located in a quiet and peaceful area near the Ribault River! Situated on a huge 10,000 sq. ft. lot, this property offers endless possibilities for outdoor living, gardening, entertaining, or future improvements. This desirable North Jacksonville location offers quick access to local schools and excellent connectivity to the airport and major shopping destinations. Currently vacant and easy to show, this home is ideal for both homeowners and investors alike. Whether you're looking for an affordable place to call home or a cash-flowing investment opportunity, this property is a must-see. Schedule your showing today and discover all the potential this home has to offer!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1950)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $100,403 | $100,403 | ▲ $5,700 |
| 2024 | $95,426 | $95,249 | ▲ $7,118 |
| 2023 | $86,590 | $86,590 | — |
| 2022 | $83,495 | $83,495 | — |
| 2021 | $60,137 | $60,137 | ▲ $1,425 |
| 2020 | $57,034 | $57,034 | — |
2025 property taxes (current owner): $2,135/yr
Estimated taxes if purchased at asking price: ~$1,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Listed$85,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $98/sq ft; this home is listed at $83/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9071 3rd Avenue, Jacksonville, FL 32208Listed by THIRDSTONE PROPERTIES LLC | Oct 2026 | $115,000 | $135 | 3/1 | 850 | 171 | 0.3 |
| 8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLC | Sep 2026 | $110,000 | $88 | 4/2 | 1,248 | 23 | 0.3 |
| 8832 4th Avenue, Jacksonville, FL 32208Listed by AVALON GROUP USA LLC | Sep 2026 | $84,000 | $71 | 3/2 | 1,176 | 142 | 0.3 |
| 2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $105,000 | $98 | 2/1 | 1,074 | 258 | 0.4 |
| 8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $167,000 | $140 | 3/2 | 1,196 | 53 | 0.4 |
| 9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTY | Sep 2026 | $80,000 | $77 | 3/1 | 1,040 | 136 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: VIRTUALTY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines