Active·9 days on market
1321 Murrell Loop
Middleburg, FL 32068
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Discover effortless single-story living in this stunning Jensen, offering 2,403 sq. ft., 4 bedrooms, 3 baths, a private home office, and 3-car garage. Designed for both entertaining and everyday comfort, the open-concept family and dining areas flow seamlessly into a spacious kitchen with a large island and walk-in pantry. High ceilings enhance the bright, open feel, while tray ceilings add an elegant touch. Retreat to the private primary suite featuring a generous walk-in closet and bath with an oversized glass-enclosed shower. Three additional bedrooms provide plenty of space for family and guests. A sliding glass door opens to the covered outdoor living area, creating the perfect setting for enjoying the Florida lifestyle. Style, space, and thoughtful design come together beautifully in this exceptional new home!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,700 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 7 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 4 mi · Black Creek North Fork
Closest youth league fields
Argyle Forest Parkabout 7 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 8, 2026Listed$594,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1474 Lantern Light Trail, Middleburg, FL 32068Listed by HOVER GIRL PROPERTIES | Sep 2026 | $355,000 | $144 | 3/2.5 | 2,472 | 83 | 0.8 |
| 1482 Lantern Light Trail, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $460,000 | $183 | 4/3 | 2,517 | 11 | 0.8 |
| 3971 White Pelican Way, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLC | Sep 2026 | $330,000 | $181 | 4/2 | 1,822 | 94 | 1 |
| 1721 Foggy Day Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $365,000 | $168 | 5/3 | 2,173 | 69 | 1 |
| 1477 Autumn Pines Drive, Orange Park, FL 32065Listed by REAL BROKER LLC | Aug 2026 | $385,000 | $174 | 3/3 | 2,213 | 167 | 1 |
| 3839 Trail Ridge Road, Middleburg, FL 32068Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLC | Aug 2026 | $500,000 | $166 | 5/3 | 3,007 | 81 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: DREES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Trailridge
For Sale1258 Copeland WayMiddleburg, FL 32068
4 bd · 3 ba · 3,011 sq ft
$686,990Est. $3,656/moWelcome to the Marshall , where designer style meets everyday comfort! This stunning 4-bedroom, 3-bath home offers…
Listing Office: drees realty
For Sale1253 Copeland WayMiddleburg, FL 32068
4 bd · 3 ba · 2,955 sq ft
$729,990Est. $3,885/moDiscover exceptional single-story living in the Durbin II at 1253 Copeland Way! Offering approximately 2,955 sq. ft.,…
Listing Office: drees realty
For Sale1368 Murrell LoopMiddleburg, FL 32068
4 bd · 4.5 ba · 3,825 sq ft
$864,990Est. $4,604/moDiscover the Jade, a spectacular two-story home designed for the way you live today. Offering over 3,800 square feet,…
Listing Office: drees realty
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines